Data:2009-12-12 2:34
Category: Insurance tips Release Date: 2006-08-01
Insurance companies in liability insurance coverage under the responsibility of the individual generally include two elements:
1, according to the law the insured person caused by a third party bodily injury or property damage should bear the financial liability (employer's liability insurance, compared to employees for personal injury liability). This responsibility is the basic insurance responsibility to the victims of the amount of damage and claims based on compensation to insurance policy limit for the maximum amount paid by the insurer for compensation.
2, due to liability accident compensation disputes arising from litigation, legal fees, as well as other prior approval of the insurance company agreed to pay costs.
Insurance policy provided the insured person should bear the liability according to law, whether through court decisions (many cases are settled out of court), must be based on the insured person's negligence tort law for the elements of liability does not include damages caused by intentional acts; same time, for compensation outside the law, such as moral compensation for victims, irresponsible policy.
The specific liability insurance coverage for each area of responsibility, please view the insurance policy insurance in detail in some of the insurance liability.
