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Data:2009-12-12 2:34
Signature confirmation procedures may be retroactive
A few readers to seek a solution
Yesterday's edition, "the return of King thousand dollars change" useless "policy? "A draft hit the papers, a number of readers called and said he also encountered the same problem: members misled by insurance, the parents for adult children in the policy ascendants signature, does not know, this has given the effectiveness of the policy laid the" hidden dangers " .
"Insurance Law" Article 56 provides that: "to die for the payment conditions of insurance contracts, without the written consent of the insured person and endorsed the insurance amount, the contract is invalid. Their parents for their minor children, insurance, unlimited."
Readers call Ms. Huang said that two years ago, parents are being misled by an insurance company member of the insurance in the policy ascendants signatures, switching to new insurance, and afterwards had to Zirendaomei. Now know that on behalf of the signatures will directly affect the policy effects, I do not know how to remedy.
Wuhan's two insurance companies and consulting professionals. To them, if their family member on behalf of the signature is subject to insurance, misleading, or a member on behalf of the signature by the insurance, the insurance company shall be in full surrender; if signed on behalf of their own consent, to surrender, the need to consult with the insurance company may be deducted reduced fees; do not want to surrender, and may be retroactive to the insurance company signature confirmation procedures so that policies remain in force.