On demand purchase insurance Insurance Tips

Category: Insurance tips Release Date: 2006-08-01

Careful readers have noted, Sinorama the last month has been a new campaign entitled "Insurance Products Expo" activities, the number of participants has more than 30,000, and at the same time, consulting insurance products more and more readers In particular, some readers called, we must understand the different companies compare differences between similar products.

In fact, insurance products, is also a smattering of knowledge about himself, after all, without going through insurance companies, professional training, but without the necessary insurance work experience, we can do more than just take from the direction, telling the reader an essential insurance, buy insurance, to demand driven, as far as possible to avoid blindness.

Under normal circumstances we have the insurance is divided into two kinds, one is to protect the type, a type of investment to protect the type accounted for 10% of annual income -15% more appropriate, so that the ratio is the amount of insurance and your matching of income, but the investment in insurance, you do not like thinking.

We must first understand what their demand for insurance in there? If you are worried about accidents, you may wish to consider more than short-term insurance, insurance companies are selling essentially all functions are also similar. If you are, for whatever reason the pressure is too large, too much worried about their own bodies, may wish to pay more attention to risk of major diseases, this month's tea on the insurance focused on this aspect.

Are the major diseases such as insurance, the definition of serious illness is somewhat different, covering different types of diseases. We suggest that you do not get too superstitious number of products covered by the disease; some expressed the company's contract with the largest category of disease names, such as malignant tumors, the tumors were almost all counting, while some companies are listed by law, list the different malignant lesions name. In particular, to look carefully at the small print on the remarks column, beware of cheated.

The definition of risk, the China Insurance Regulatory Commission provides insurance companies should use the same actuarial standards to calculate, therefore, between the different products will not be much deviation. In such circumstances, the hope that we pay more attention to the insurance company, and the agent's service, which is very important, and sometimes a good choice of an agent than to choose insurance products also important because the agents, once identified, determined to enjoy what your specific insurance services.

In fact, all current types of life insurance and products that keep telling us to match the different stages of life, choose a professional insurance agents is essential. If you have just to work, you can buy some accident and health insurance; work for a period of time, you can purchase health insurance and medical insurance; married, they can focus on protection-oriented insurance policies to consider, such as major disease risk, while increasing the amount of accident insurance; With After the child can increase the amount of insurance protection-type insurance.

Insurers are not obliged to select only one choice. Choose a company-wide product line comparison, relatively speaking, is relatively simple to buy some, an agents can be of service; but a professional health insurance companies may have health insurance have some type of special advantages, such as the hospital network as a whole the control, product details and so on. So we can not generalize. If a company gives you comprehensive protection provided that you have felt very satisfied, so that the company will more convenience.

The basic representatives of the company to participate in Expo Shanghai's insurance industry, the mainstream right has demonstrated over the insurance products, the reader may rest assured choice, and for the service's own agent, that time can go to the site direct interviews, Articles will be available to everyone a face to face communication platform.