On what procedures to deal with them Insurance Tips

Category: Insurance tips Release Date: 2006-08-01

Owners are most concerned about focus on insurance options, claims procedures, and the insured the choice of method will now propose to rationalize the following expert opinions, in the hope car owners insurance auto insurance and claims help.

Question one: If, after Chuxian in remote areas unable to promptly notify the insurance company, how to do this?

Insurance company within 48 hours of reporting requirements, such as the timely reporting, the best evidence in a timely manner to retain the site.

Question 2: If a third party involved in a car accident injuries, insurance agent whether the agent claims.

When a vehicle Chuxian involving third-party injuries, the responsibility for the accident involving a car accident identification, but also injured the identification of the payment amount is a complex process, so the insurance agent can not be full agency claims only to provide the necessary assistance to full participation in the accident must Chuxian treatment.

Question 3: Vehicle distress, such as the injury does not involve people, then the specified procedures to deal with?

Step 1: Find carry insurance cards, insurance cards according to a report on a telephone report to insurance companies, where road damage (material loss), or injure a person, or more serious vehicle damage, or when one or more double car auto insurance vehicle accidents, traffic police should be reported, otherwise the insurance company may exclusions.

Step 2: Vehicle reported in distress, the insurance company case, staff will then sue the customer need to set out the damage members of the scene, For out of the scene, it can not destroy the site and the unauthorized removal of the vehicle; certain special circumstances, the owner with the approval of insurance company agreed, and multi-position by taking pictures, or no out of the scene, you can notify the rescue unit to remove the car; such as vehicle traffic police team detained, it would take to road damage or other damages, other end to solve issues get the traffic police be notified after the release of rescue units in trailers.

Step 3: End of other related matters in the settlement, the owner should be looking for a reliable repair maintenance organizations, we recommend select brand and known degree of maintenance of corporate reputation. In addition, vehicle owners to repair their units, it is best to bring the original policy.

Step 4: After repair of vehicles, vehicle owners should be carried out trial tests; another key component of the parts is to check whether the change will hurt the requirements of the replacement parts; and finally requested a receipt bearing the quality of repair warranty card.

Question 4: Insurance companies can specify the maintenance of same? In a number of co-operation with the insurance company vehicle maintenance repair stations What are the benefits?

Insurance company can not specify the maintenance station, but many insurance companies recommend that customers choose a repair depot. Reputable insurance company for some repairs within a certain amount of points awarded to a fixed right to damage claims, Chuxian owners of these pit stop repair works can be claims by its agents.