Category: Money tips Release Date: 2006-12-22
Some investors rely on private trust management approach to avoid risks, and thus serve the purpose of locking investment income, the intent is good. But unpredictable stock market, faced with a high-risk markets, is difficult to achieve the principal investment in the ever-victorious. In the event of loss, and there are more blind spots on the law, so that the interests of their own difficult to obtain due to maintenance. In order to better understand and deal with a private trust management operations and seize one of the risks, so as to maintain their rights and interests are not impaired, but also investors from the following five aspects of breaking this deadlock.
First, to develop good habits of self-investment should not be overly dependent on others to invest in ideas. Investment in the securities market master everywhere, investors with varying degrees of investment securities gains, but this must not become a reason for investors to give up their own investment. Securities and investment techniques and the lack of financial awareness, can not always take other people's "head." The issue of investment, investors should have a clear understanding and position. Especially for high-risk investments are not familiar with the situation, may wish to take the funds start to buy low-risk product, a collection of financial product brokerage, trust products, etc. to start to make up for lack of knowledge and capacity deficiencies, rather than the focus of investments turned to folk masters, in order to obtain high returns.
Second, the reason to face and look at the private entrusted wealth management business. The general private client wealth management business, are higher than the interest of bank deposits as the main bait, or agreement is much higher than the average stock market rate of return promised to the investors. Investors in the face of such high-yield agree, should be carried out a detailed inspection and verification, and in the private trust management contract for a clear agreement, and its eligibility for receiving services and legal status of analysis and understanding, in particular, its operational the actual level of funding and capacity, relevant qualifications and conditions. At present, the rapid development of China's private equity funds, which many of them worked well and mechanisms, strict internal control, high rate of return, but more a lack of operational capability, risk awareness is weak, low levels of income, thereby causing the client should not be some huge losses. In the course of a private trust management contract, investors pay no attention to the terms of agreement to their advantage, it could "lose everything."
Third, the good use of "contract law" rights. Private Client Money is a kind of non-governmental lending, does not have a sense of the legal meaning, it is impossible to achieve for their reasonable and legal protection. As the private wealth management business is extremely covert commission, the information opaque, the risk of inability to remedy. Therefore, investors opt for private trust management business, they should learn to be good at the use of "contract law" rights. As long as the lending relationship between the two sides clear, explicit terms of agreement, liability for breach of a clear, but it is also the parties entered into the real meaning of the contract, said that voluntary compliance can be understandable. However, investors should remember that "investment risk, the intervention need to be cautious" and Reminders, but careful to sign a private trust management contract, to prevent the risk of the rude awakening.
Fourth, in disguise of private trust management business should be vigilant. With the continuous development of the securities market to provide investors with securities investment advisory services to institutions and individuals more and more. As the stock market in the stock investment, it is vulnerable to the impact of advisory services to staff making the wrong trading decisions, and investors are unable to collect the evidence should have rights protection, and in the oral service agreement and the lack of proper oral action legal support, investors suffered losses is difficult to avoid. Therefore, investors receive investment advisory services on a verbal proposal, we should first think about their legal significance refer to the operation and commitment of the corresponding liability for breach of, or damage can only be treated as individuals should do.
Fifth, beware of a private trust management in the malicious behavior. At present, the stock market, investors in shares are often occurs unknowingly bought stolen stealing and selling, and thereby also led to more disputes, undue losses to investors. The main reason is the wrong investors, agents, or an imprudent action, or because private commission caused by wealth management business. Between individuals, investors have entrusted management business of investment losses arising from operation of a certain degree of malicious behavior. From a variety of private client wealth management business and stealing and selling the stock to buy Pirates of the causal relationship, it seems not fully established, the commission resulting from the private wealth management business and caused a series of questions and not underestimate.
