Category: Insurance tips Release Date: 2006-08-01
No, you do not forget to note the following:
- Re-read the policy terms to ensure that they can fully understand the contents of
Note that to check your insurance contract is complete before: In addition to insurance, the generally should include the insurance provisions, rate sheet, cash value scale (long-term nature of insurance) and other documents. Also if you want to cancel the contract, in accordance with international practice, the receipt of insurance within ten days from the date (the specific time, please ask insurance companies), to the insurance company apply for revocation of the insurance contract, the insurance company will refund all the premiums, the contract from the outset null and void.
- Proper preservation of insurance policies
The insurance policy on the safe and reliable place, and note the company name, title insurance, policy number and insurance amount. If lost or destroyed, may apply to report the loss, replacement. Insurance policy is your primary insurance certificate. When you claim to insurance companies to apply for changes to the contract, or apply for other services, must be submitted to insurance policies, so Bieluan put insurance policy.
- Will tell you the insured in the insurance policy designated beneficiary
At the same time, the best policy to save a copy to the beneficiary.
- Time to pay the renewal premium
Generally have 60 days grace period.
- Comply with the notification obligations
Remember that the accident occurred in the insurance, risk increased (after the purchase of accident insurance in more dangerous occupations), or address changes, promptly notify the insurance company, or insurance companies have the right to exclusions.
- Do not surrender
Surrender gives you a variety of adverse effects, you probably lost a large premium, Do not listen to someone else's recommendation to switch to another company. Contributions If you encounter difficulties, you can give priority to other ways to
- Regularly reviewing the policy
Depending on your insurance needs, ability to pay and inflation and other factors, regular checks to purchase insurance is still in line with current needs. Necessary, to add or reduce the amount of insurance to buy insurance, the amount of specific see the frequently asked questions in the "If you want additional insurance, how?
