Category: Insurance tips Release Date: 2006-08-01
The process to buy a life insurance, that is entered into a formal legal contract process, in order to ensure that you buy a legal, reliable and beneficial life insurance, please note the following points:
1, the insured on the insured must have insurance benefits.
2, the insured when the insured person agrees: "Insurance Law" provides for the payment of death conditions of insurance contracts, without the written consent of the insured person and the amount of authorized insurance, the contract null and void. But her parents for their minor children who are insurance policy holders are not subject to the above constraints.
3, to the designated beneficiary to the legitimate: "Insurance Law" stipulates that the insured person or beneficiary may be designated insured. The designated beneficiary when the insured is subject to the consent of the insured.
4, choose good you are satisfied with the legitimate life insurance companies.
5, choose a good qualified, excellent life insurance agent.
6, choose a good insurance meet your own needs.
7, select the appropriate payment method.
8, to comply with obligations to truthfully informed.
9, no one is on behalf of the signature: whether it is a single insured, health declaration, Customer Protection Declaration Form, change the application, we must carefully read and personally signed.
10, ask for payment certificates: prepaid premiums, the insurance company to obtain a receipt issued by the unity of temporary income and properly kept, do not believe in and accept the receipts issued by such individuals. If you have any questions and comments, please call customer service to life insurance companies to consult or complaints.
11, received a formal policy, and if the want to withdrawals, he said, in the receipt of the policy within 10 days from the date of handling the matter. Because the general has a 10-day cooling-off period, in the past 10 days, apply for, you will not be affected by any loss.
