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Data:2009-12-12 2:34
The so-called women's insurance is designed specifically for women, insurance products, general health insurance protection before the disease are "men and women regardless of" in, and now women's insurance products, and more as a "women only" products are consumers to accept the one hand, more targeted, on the other to remove a number of insurance does not apply to women's capabilities, the premium is relatively lower. Currently launched in three major categories, one category is done on women's pay to the United States to conduct payment of insurance, such as systemic lupus erythematosus, accidents and other cosmetic surgery treatment of the costs incurred, can be paid accordingly; 1 class is a special time for women to protect fees paid, such as marriage, pregnancy, after childbirth and other special times; a category is based on the personal security, but also can participate in insurance company profit-sharing, share the profits earned by the insurance company products. At present, the women's risk of the insurable age, mostly between 16-60 years of age, the main can be divided into: to provide protection for major diseases; to provide protection for neonatal diseases; to provide protection for female organ cancers.
Many female friends will certainly have such a doubt, an ordinary life is good, or better risk women? Insurance experts say for sure that women choose female insurance is a smart choice. Because women of ordinary life insurance to cover not only the scope of protection of major diseases, but also for the physiological characteristics of women, in particular the establishment of the relevant insurance; some women, the insurance provisions are removed, the protection of non-women's diseases, to target specific group of people to achieve a low premium, high - protection effects to Pacific Insurance Company's "women's group health insurance" for example, it is specifically for the female-specific breast cancer, ovarian cancer, Palace cancer, cervical cancer and other medical protection, but the premium is only 8 yuan each / year, to protect as much as 5,000 yuan.
Female friends insured should pay attention to the following matters: Investment female insurance first thing to consider adequate protection, followed by its return, not upside down; as a long-term investment, buying insurance, must bear the cost of future long-term there is a comprehensive considerations, investment insurance should be matched with income levels, in general, the annual revenue to pay insurance premiums accounted for 5% to 10% more appropriate; early as early insurance benefit, Chen Nianqing when the purchase of insurance rates will be lower relative Some; the insurance companies there is no absolute advantages and disadvantages, but the strength of its areas of strong companies large outlets more convenient level and value-added services would be relatively better
