How beautiful for their own health insurance Insurance Tips

Category: Insurance tips Release Date: 2006-08-01

Data shows that contemporary women's average life expectancy in general than men 5 to 8 years old, which means that they are in the pension and health care will take on more risk. The white-collar women in the workplace and in the family to be independent to face more challenges, responsibilities and pressure is increasing, which requires not only a healthy body and positive attitude, but also the need for good life insurance plan to share the risk.

According to statistics, between 30-35-year-old Chinese female white-collar women are the largest ethnic group insurance expenditures. In a foreign-funded companies saw 30-year-old Ms. Qi, although comprehensive "three risk a gold" and the annual income of 60,000 yuan of economic security, she bought for himself a "white-collar women in Italian long-term comprehensive health insurance scheme."

Why are the insurers have been offering women's insurance? In modern society, women, urban women, the disease has become a big trouble, and many gynecological diseases have shown a significant increased incidence of disease trends ahead of schedule. According to WHO statistics, from 1990 to 2002, worldwide, breast cancer morbidity and mortality rates were increased by 22%. The incidence of cancer in all its ranks second, accounting for 20-30% of cancer patients age 40 and-49 the peak incidence. Of cervical cancer incidence of tumors in females in the second place, 20 million women worldwide each year die of cervical cancer, China's annual new incidence of more than 130,000. In recent years, these two kinds of cancer incidence in patients with increasingly younger, the domestic discovered the youngest patients with cervical cancer for 26 years. These figures can not but always attached importance to the sense of a female friend for panic. As a result, many people choose to purchase insurance for their own health and beauty to maintain long-term protection.

Introduction of the female domestic insurance There are two major categories, one category is a special time for women to protect fees paid, as well as in women susceptible to the disease for insurance; The second category is based on the personal security and enjoy the insurance company dividends products. Women of ordinary life insurance to cover not only the coverage of major diseases, but also for the physiological characteristics of women, in particular the establishment of the relevant insurance.

Insured women in the insurance attention to what the problem? First of all, the insured must be clear what type of insurance they need. Second, the policyholder must have a basic understanding of insurance, such as liability insurance to protect the interests and so on. Third, is the insurance services and claims capabilities understood. At present the company's insurance there is no absolute advantages and disadvantages, but with well-known brands, the strength of the company focus on customer service should be the customer's choice. Such as the Italian Life, its two main shareholders are the world's top 500 companies, Generali Group, as one of the world's largest insurance group, has a history of 170 years of insurance business.

How a comprehensive plan for white-collar women in the insurance plan is also a scholarship. Experts believe that the lower the premium is not possible, the scope of protection and security of the lines is the preferred measure of the value of a policy factor. In general, the reasonable cost of insurance should be around 20% of personal income, female friends to give full consideration to their own economic situation, or just buy some accident insurance as a basic protection; or insured lower-priced women's health insurance; or select with a variety of insurance dividends financial capabilities to meet the accident, sickness, pension and financial and other integrated security purposes.

Moderate income level chosen by Ms. Qi's "favorite white-collar women in long-term comprehensive health insurance scheme" is the Generali China Life Insurance Co., designed specifically for the modern woman, including "well-being OK," Dividend Endowment insurance and women's health insurance and "Le Shunxin "Additional compensation for an integrated hospital medical insurance. It ensures that the insured person was hospitalized due to accident or illness, in addition to reimbursement of part of the costs of social security, but also can get up to 20 million in commercial insurance coverage. The drugs outside the scope of social security medicine can also be reimbursed in accordance with 80% up to 8,000 yuan per year reported. The plan full attention to women in pregnancy, childbirth and other special times of the special risks, but also for pregnant women, providing a major pregnancy complications and newborn congenital disease insurance.

In addition, the plan also for women because of accidents caused by facial plastic surgery as well as female-specific operation to provide comprehensive protection. Of the insured person 88 years of age from the beginning to the insured that may occur during the 30 species of major diseases, and seven kinds of women, carcinoma in situ, the scheme also provides insurance. Unfortunately, if they are insured person died, the company paid a further amount of death insurance. For those health and longevity of women, in 88 years acquired maturity when the gold can be considered a gift of a successful life. The security plan included a "global emergency rescue services, and Italy membership card" is even more value for money is determined by the world's largest professional emergency relief assistance to the company U & P Global companies can enjoy worldwide free of charge, including emergency medical assistance, personal assistance, counseling, translation, and legal services to help search missing.

Today's women have to face more challenges, but also needs a healthy body and positive frame of mind to do security, a good insurance plan is to help them a strong guarantee for the completion of its responsibilities. Each company competing to come up the female insurance products are fully taken into account the special needs of women, such as "Italian white-collar women, long-term comprehensive health insurance scheme," so consider conducting a comprehensive and affordable insurance plan as an independent and progressive modern woman remove the worries, providing a reality and the future of double protection.