How do I choose an insurance agent Insurance Tips

Category: Insurance tips Release Date: 2006-08-01

On how to choose the insurance agent, has been a lot of people who intend to insured concern. To this end, the reporter interviewed an enthusiastic reader, she gave us about her method of choice of an agent for your reference.

Last summer, I graduated from college had been five years, there are a number of deposits on hand, want to give themselves and their families more protection, at this time, I remembered to buy some insurance products.

And before I went to insurance agents, insurance agents would have to find my door on the children, not the only one. The choice of an insurance agent, I insist that with a few standards to measure, and now speak out for your reference.

First, I will definitely look at this agent is not the holders of "certificates of insurance agents Exhibition" and "work permit", if not, I can not determine whether he was a legitimate insurance agent, is generally not taken into account. At the same time, the agent of the practitioner number is also very important, I insist on an agent website inquiries to determine whether he is really the company formal insurance agents.

Secondly, I have to look at this agent is not honest, reliable and responsible, the most crucial factor is to see that he was simply selling insurance or real demand from me in mind.

I have met a well-known agents of foreign insurance companies, even though he talked to me many times, I have taken great pains to sell their company's products, but I finally rejected him. One of the most crucial factor is that people have always advised me to buy insurance, but many have made it clear, I told him I do not need insurance products designed to go he still gave me, I feel that he is not according to my needs to recommend products, but from his point of view would like to sell some products. For example, I clearly told him that we have social security units and supplementary medical insurance, so I do not need insurance reimbursement-type, but he gave me a series of products is designed to include this product. I also told him that my children have more adequate protection, thus, do not have gave him what kind of insurance, but he gave me the kids designed a very high premium insurance products.

Third, to see if an agent is not very professional. Today's insurance policy has many features, such as borrowing, reducing the amount of cross-ching, convertible equity, automatic Dianjiao so. If the professional standard of insurance agents is limited, insurance, some functions may be introduced unclear.

I know an insurance agent, even the "cash value" gave me to introduce do not know, I really have no way to be assured to buy his insurance. In addition, I have read many reports on the insurance, so I deliberately put a few questions about the test agent level. For example, I asked the major health insurance in the major diseases is very narrow in scope and so forth.

After the purchase of insurance products, I would like to see the after-sales service agent, as a responsible and good after-sales service agents must be able to promptly inform his company's new terms and new information in time to remind their clients to pay renewal premiums for timely response to customer requirements, and to help policyholders make policy changes and claims.