Category: Insurance tips Release Date: 2006-08-01
To participate in the insurance, we must first insurance company to choose. For now Domestically, the insurance companies were based on "Insurance Law", "Company Law" provides that in the People's Bank, established under the supervision of public joint stock or state-owned sole proprietorship, the minimum registered capital of not less than 2
Billion yuan, and to 20% as margin deposit on the financial supervision and management departments designated bank. "Insurance Law" also stipulates that insurance companies operating life insurance business, in addition to separation, merger, shall not dissolve. Operating life insurance companies have been withdrawn or declared bankrupt according to law, and its effective life insurance policy and the reserve fund must be transferred to other operating life insurance companies. Can not be transferred to other insurance companies reached the agreement, by the financial regulatory authorities to accept the specified franchise life insurance companies. All regulations, policies have ensured the stability of operating life insurance companies. A wide range of life insurance, generally can be divided into life insurance, health insurance and accident insurance, three categories. In a number of specific types of insurance on these items is integrated together. Health insurance, accident insurance is often attached to life insurance, these are often selected when the focus of our insured. Focus on old-age insurance type, choose the focus. Focus on old-age insurance type, choose the survival of insurance, it is more prominent features of savings, such as China Pacific Insurance Company-run old-age longevity, long life savings, life insurance and other fortune and longevity for life.
Focused on health, health insurance type, BBK increase the amount of life insurance, longevity and health insurance are based on ill health as the most prominent responsibilities. Focus on accidents, death-type, with long life safety, life insurance principal repayments and so on. If you want insurance, comprehensive, life and death into account, you can choose the "old for a blessing"
Insurance. Third, we must focus on economic strength. Because life insurance is a long-term insurance, insurance, mostly in the period of a few years, more than a decade, sometimes longer. Therefore, when taking out policies one choose the right amount of insurance in order to truly play the role of insurance coverage. The usual experience is that, with its ten years of annual income and as a minimum amount. Secondly, select the appropriate premium to ensure that their renewed ability to pay is generally based on annual income of 10% -15% of the more appropriate.
