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Data:2009-12-12 2:34
Dividend class life insurance products are more popular with consumers in recent years, non-traditional life insurance products, the experts remind consumers in the insurance terms are basically the same content of the case, select the operation of a good insurance companies, it will be a wise choice to consumers .
Dividend class life insurance products in the southeast
Asian region is on the market, one of the most popular products customers; in North America, more than 80% of the product has the bonus features. According to regulations, insurance companies, insurance up to receive dividend of 30% could be allocated surplus, and customers can enjoy at least 70%, so experts believe that such insurance on China's urban residents has a certain appeal, the market prospect. Some insurance companies will be present class life insurance products as a bonus this year, the focus of marketing has started in some cities sales.
And traditional classes, like life insurance products, bonus class life insurance products are also definite benefits to customers to ensure that different places have a surplus in the insurance business, when customers a way to get the bonus share distribution of the surplus of insurance companies can be. The effectiveness of the insurance companies operating there, the customer to obtain the value of the dividends is often beyond the additional premium paid, while in the worst case operating under the dividends received by life insurance benefits at least the same as traditional life insurance products. As the dividend premium class life insurance products, life insurance products than the traditional high, so experts advise consumers to choose the most important type of insurance products is to look at the operation of insurance companies, so as to be protected in the same time obtain a higher return, if the consumer choice of insurance companies operating conditions are not good, consumers can themselves pay more premiums.
Experts point out that the consumers, a relatively simple operation of the insurance dividends, dividends are generally once a year, usually in terms of the insurance company with a stable dividend payment of measures, dividend will be increased year by year, policyholders can easily monitor the issuance of dividends. If the insurance companies of poor asset management, dividends will be greatly reduced, but the interests of policy holders on top of other insurance and non-dividend at least the same as insurance products, will not completely come to naught.
