Category: Insurance tips Release Date: 2006-08-01
(A) life insurance unit of insurance for their employees should be considered when the following principles:
1, comprehensive insurance, to avoid duplication: in order to fully and effectively spread all kinds of risks, to avoid misuse of funds, thus saving insurance costs.
2, to protect first, profit second: the biggest feature is the transfer of insurance risk, and therefore not vice versa.
3, seeking a high insured amount: only high-insured in order to prevent a great risk.
4, payment flexibility, and a comprehensive insurance service functions.
5, once the decision to insure a timely manner: As early as one day peace of mind on the day of the insured.
(B) For units of insurance life insurance for their employees, there are several proposals for reference.
1, taking out insurance according to each person's duties, length of service, contribution and so on, select a different period of insurance, the insurance amount.
2, according to the insured unit when the funds and economic benefits, choose a different insurance program.
3, for quite a large number of flats available to groups through a number of lower-premium insurance to supplement, so that employees get the best protection.
4, the risk of the enterprise human resources to maximize passed on insurance companies, to make it into a fixed, small amount of insurance expenditures, will help strengthen the enterprise's economic accounting, to improve the benefits of this unit.
