Category: Insurance tips Release Date: 2006-08-01
Wang Q: There are many Chinese and foreign insurance companies, if I want to buy insurance, insurance companies and insurance agents pay attention to the choice of so what?
Taiping Life Shang: Select no more than insurance companies from the following considerations.
Insurance and price: the insured to choose insurance companies, first of all to choose for themselves who can provide appropriate and feasible to protect the insurance companies. From a long-term point of view, economic good insurance companies, often the price is right, service is also relatively good.
Solvency and operating conditions: for example, view the insurance regulatory agency or rating agencies, the results of the assessment of insurance companies, such as Fitch (BBB + Taiping Life won the ratings), Standard & Poor's (Pacific Insurance won the Standard & Poor's ratings), etc..
Service: very similar to each company's policies, but the service is not the same. Tend to lower insurance premiums the services provided by companies not in line with expectations because of lower prices would tend to lower standards of service as a cost. The insured to choose insurance companies must pay attention to two aspects, first, get the service from the agents, and second, the company's agent training and management level. The latter is more important for the insured.
We can evaluate an insurance agent from three aspects. The first qualification: the insurance agent must obtain an "insurance agent qualification certificates", and obtain permission from the insurance company's "show business card." 2 is a professional level: the key is how an agent of insurance knowledge and familiarity with insurance products. Third, in good faith and sense of responsibility: This is mainly an agent of the human face, the real mind for the client agent will be from the customer's interests and needs, not because of his interest to conceal the facts or deceive customers. Fourth, the length of time practitioners: insurance agent is a highly mobile industry, if left because of an agent to become "orphan policies", although the security interest would not be damaged, but the service may be affected. General practitioner longer an agent of stability, good services they have received from him are more secure.
