Data:2009-12-12 2:34
Category: Insurance tips Release Date: 2006-08-01
China's "Insurance Law" 21st explicitly stipulates that the beneficiary is the life insurance contract the insured person or insured by the enjoyment of specified insurance claims person insured, the insured person can be the beneficiary.
Signing agreement beneficiary, there are several points to note:
1, provides for clear. The beneficiaries of the agreement, must not use vague language such as "my wife", "my child" and so on, but should write the name.
2, the beneficiary designated by the insured, but recognition needs to be insured.
3, the beneficiary can be changed, in the survival of the insured, the accident had not occurred, the insured may change the beneficiary, subject to the approval of the consent of the insured and insurer in writing.
4, the beneficial interest of the beneficiaries in order to survive as a condition of the beneficiary if the beneficiary before death of the insured person without the other beneficiaries, then the insurance payment as the insured person's legacy. The first order of inheritance for spouses, children, parents, and the second order of grandparents, maternal grandparents, brothers and sisters.
