I go to the best auto insurance coverage Insurance Tips Tips Bar

Category: Insurance tips Release Date: 2006-08-01

Insurance Week: November 2004 I purchased a certain brand of car, as a result of the special nature of most of the time I do not in Shanghai. When buying vehicle insurance, for convenience, I would like to write to my brother, the insured, to pay insurance costs, or claims handling procedures and other related time allows him to handle, so that would avoid a lot of trouble.

Before I go to insurance companies when the salesman told me to do so it is possible there will be no problem;, but last saw you "insurance Weekly" in the C5 version of the "first-line investigation" auto insurance case, the parties because The relationship between the insured and the insured caused by the dispute arose, which I had doubts. What if the insured and the insured person must be consistent, and if not what impact? Would like to tell, thank you.

Readers: Mr. Wang Mr. Wang:
Hello!
In the insurance contract, the insured is entered into a contract with insurance companies, bear the obligation to pay insurance premiums units and individuals that apply for the insurance and pay the premium people. If the owners for their own car insurance, then the insured and the insured person is the same; if other people who do not own a vehicle insured, then the insured and the insured person is inconsistent. These two kinds of cases are insurance companies allowed.
Inconsistent with the insured and the insured person will have two effects: on the one hand, the insured person the obligation to live up to pay the premium, the obligation borne by the insured, or who is who is to pay insurance premiums; the other hand, the vehicle took place some losses, the insurance claim by the policyholder.
Occurs when the total loss of vehicles (such as the vehicles were stolen, scrapped vehicle collisions, etc.), must be insured to the insurance claim, while the insured is not this right. In the insured and the insured person being under the same conditions, there is no distinction between these two areas.
So, as you can go to handle this situation, if you have some special requirements of individuals can be in the contract terms indicate special agreement, in order to avoid trouble.