Data:2009-12-12 2:34
Category: Insurance tips Release Date: 2006-08-01
Some businesses and individuals, the total insurance is like buying a Daxiaosuanpan: to buy insurance without a disaster, a sense of money's "injustice" at a disadvantage, so the total holding chances, and think I always will not be so luck bar; does not know that in daily life are often afraid of 10000, for fear the event. For some people, perhaps only to a disaster, only fully aware of the need to buy insurance.
In fact the insurance buying a big difference. The unique role of the insurance on it being able to "precautionary measure." Insurance is a risk compensation, there is no risk so they could not compensate for. The insured to the insurance company is actually spending money to buy an insurance policy - to make themselves from the loss of protection, this protection only when they suffer losses in the policy holders to be fully reflected.
Therefore, enterprises and individuals in the insurance can not only spend money to "prudently," but more should focus on the assessment of the risks and bear right on. If you own the consequences of the risks are fully capable of undertaking, then do not buy insurance, worth mentioning; if they can not afford the risk of loss, then the insurance is not the province. So as to avoid saving a little money, lost a fortune.
Other hand, if no accidents occur, you should be glad that has not been lost; if Chuxian, though insurance companies to compensation, but only up to you as part of your economic losses, the spirit of your loss and the resulting number of additional losses, insurance companies are irresponsible. Therefore, even if buying an insurance policy should not be looking forward to Chuxian, you say, right?
