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Data:2009-12-12 2:34
Insurance Contributions are divided into a one-time money and phased manner Contributions. If the one-time be paid, prices can be cheaper. Contributions in phases in a flexible manner, the insured may change according to its own economic strength to adjust their own insurance scheme.
Contributions of the advantages of staging mainly flexible and can be supplemented by additional insurance, but after a one-time Contributions can no longer buy a new additional risks. And staging can enjoy a premium to pay the premium exemption period if the policyholder has not yet filled in the Paying Chuxian when they were not to settle their portion of the premium could be dispensed with. In Shenyang Life Insurance Association official said that although a one-time Paying the price can be cheap, but taking into account all of the interest cost of capital and opportunity cost, in practice and there is not much difference in phases, and Contributions, investors should try to choose phases Contributions to fund their own hands.