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Data:2009-12-12 2:34
Financial Analysis: Ms. Yang 53-year-old retired business, although it is relatively smooth, but not very fixed income, but fortunately she has invested hundreds of million in dividends, insurance, funds, trusts, the relative risk less, but at this stage the overall poor investment market conditions, it is difficult to ensure stable and have long-term growth in the earnings. With her economic investment and strength of the insurance schemes are designed to protect both the investment income in one is quite critical. Access to the most comprehensive financial (banking, insurance, securities, foreign exchange, rural credit cooperatives, city businesses, foreign-funded banks) information and the most valuable financial resources, financial resources, please visit the China General Library
Insurance recommended that:
1, at this stage of the Dividend has purchased insurance will not surrender, so to avoid huge losses brought about surrender. Insurance to protect itself, rather than focus on return on investment, Ms. Yang to buy dividend-based products are old-age pension products, is just an added bonus feature. A insurance purchased by Ms. Yang, for example, after 55 years in Ms. Yang could receive the sum insured per year 5% of the annuity over 80 years old, can return the customer 100,000 yuan. Therefore, Ms. Yang to buy dividend-based insurance although it is not as an investment risk, as the old-age security is also very good.
2, with an annual dividend dividend insurance to buy dividends for their own health insurance and accidental medical care, disease, medical protection-type insurance (such as the purchase of Pacific Life Blues to 15-20 million additional women's diseases, + set + accidental medical care, medical treatment for the disease, One type of protection insurance IPA series), this program costs low, security high, as Ms. Yang added that the social security advantages, can smoothly Ms Yang's disease risk will be transferred to the insurance company, so that a full range of health protection.
3, Ms. Yang has been purchased with the dividend-based insurance has been returned to the expiration of this, and have a fixed investment income, pension and other functions return, can be the twilight years of life to the daughter of a lot of money reserves.
