Data:2009-12-12 2:34
Category: Insurance tips Release Date: 2006-08-01
Question: buying insurance for consumers is very important, because insurance can make you worry-free, but insurance is not suitable for direct as a financial tool?
Experts Answer: In general, insurance has two purposes: First, when the insurance is available, emphasizing the protection of the insurance; 2 is the insurance function of both financial management, that is, savings insurance. Although the fine-sounding both savings and risk insurance, there are savings, but in fact very expensive premium features is inadequate. Because the insured paid the premiums must be deducted about 2 percent of insurance costs to cover management fees and operational personnel commission, so to use their savings to finance insurance does not pay to how they simply can, so the insurance as a financial management tools, is a confusing concept. Relative to the savings and insurance, net of insurance as a security purpose is to protect Hua Xiaoqian buy big, cheap and affordable.
