Data:2009-12-12 2:34
Category: Insurance tips Release Date: 2006-08-01
Insurance is a kind of economic security in the form of activity, but essentially a commodity exchange act, therefore, calculate the premium, professional speaking is to determine a reasonable rate, that is, the price development of the insurance is essential. Insurance rates were too high, insurance demand will be restrained; the other hand, low premium rates, insurance and supply can not be guaranteed. Premium rates should be based on probability theory, the principle law of large numbers are calculated, the process is complicated. Let's say that is the actuarial, the higher the level of an actuarial insurance, their insurance, the price more reasonable. However, to be honest, let's actuarial standards of domestic insurance companies, but is not high.