Category: Insurance tips Release Date: 2006-08-01
1) The scope of business: property insurance and personal insurance;
2) sub-sector insurance business, refer to the same insurance company shall not be while also undertaking property insurance and personal insurance;
3) The need to extract and carry-over required reserves. After the establishment of insurance shall be in accordance with its registered capital of 20% of total extracted bonds; to extract unearned payments, outstanding loss reserve fund, provident fund, insurance guarantee fund.
4) The required set-aside year's premium;
5) Insurance companies deal with the risks of economic compensation or payment capabilities;
6) Insurance companies want to invest in the accumulation of insurance funds or financing to ensure the continued and increasing the value of insurance funds;
7) The insurance to be carried out re-insurance business; reinsurance, also known as reinsurance, insurance company refers to its commitment to the insurance, to cover forms part of the transfer to other insurance companies insurance acts;
8) insurance business codes of conduct;
Insurance is extremely staff member shall have the following acts:
Deceive the insured, the insured person or beneficiary;
And insurance on the insured to conceal important information relating to the contract;
Impede the insured, the insured person to fulfill "Insurance Law" under the obligation to truthfully advertised, or the induction of non-performance of "Insurance Law" under the obligation to truthfully advertised;
Commitment to the insured, the insured person or beneficiary of the insurance premiums under the contract other than the rebate or other interests;
Insurance company shall not be commissioned without the approval of state insurance regulatory authority of insurance agents for its exhibition industry, but also should not accept without the approval of state insurance regulatory authority insurance broker insurance introduced.
