Category: Insurance tips Release Date: 2006-08-01
When signing the insurance contract the insured should pay attention to the full exercise of their rights, to ensure the legitimate interests of their own will not be harmed, and to get their own sound fully protected.
First, the insured has a full understanding of the rights of the content of insurance contracts. Insurance contracts include the relationship between the parties and the name and residence, subject-matter insured, insurance liability, and waiver of liability, insurance and liability insurance during the period starting time, insurance values, insurance rates, insurance premiums and payments, insurance compensation or payment methods, breach of contract responsibility and dispute handling, entered into the contract date. In addition to listening to the introduction agents, policyholders should carefully read the insured wishes to the provisions of insurance contracts to prevent the agent in his introduction, there are omissions or errors. With full knowledge of the contents of the insurance contract, you can decide whether they are insured.
Second, the insured also has the right to choose insurance companies and insurance agents. Personal insurance contract is a "futures" contracts, which protect the interests of the insurance to be in the event of an accident or many years to manifest. Therefore, insurance is purchased to protect the future, choose the insurance company becomes very important. Select the strength and the insurance company should be selected prudently managed insurance companies, in order to try to ensure their long-term interests can be realized stably. At the same time, the agent of choice is also crucial for policy holders should be selected sincerity with high levels of service and business agent, so that policyholders will be able to get the best services.
In addition, the insured also has an insurance contract to protect books and autographed books, right. If the insured and the insured are two people need to have both autographed (parents for their minor children other than the insured). This is a very important right. Because it means that the insured autographed understanding of the content of insurance contracts and recognition. If you feel the content of insurance contracts doubt, the insured should be cautious, be sure to thoroughly understand all the terms understood meaning. The need to remind everyone that once the signature approval, the policy holders will also assume the corresponding obligations and liabilities. If the dispute arose after the insured argued that the insurance did not understand the content of insurance contracts, then the responsibility would go to the policyholders themselves.
Insured, please protect their rights.