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Data:2009-12-12 2:34
In recent days, journalists in Shanghai a few insurance companies customer service department's investigation, there are quite a number of "exclusions" because customers to sign the insurance contract did not see a result of the terms.
They also told the reporter that had a few recent examples: Mr. Zhang, for his wife bought copies of insurance, over two years, his wife's death due to heart disease, but failed to receive compensation, and this is why? His wife signing the insurance contract had previously had a heart attack, entered the hospital, Mr. Zhang was not this fact is that insurance agents, and also not in the "Have there been any history of" fill in a column the real situation of the execution of before a contract had not given a careful look at the entire policy for the accountability requirements of policyholders, insurance experts say: "As a result of this situation is really very unfortunate economic losses."
Mr. Wang, the insured, I felt a little regret, surrender to the insurance company made the request at this time has not yet valid insurance contracts that are ahead of surrender, according to the contract to require insurance companies to charge a certain percentage of the surrender payment, Mr. Wang was at this time Thinking back on his before and after the execution of policy has never read carefully the insurance contract, was just listening to insurance agents Guzhao analysis that agents are trustworthy, but also no to ask two, nor it again before signing the policy.
This insurance industry veteran, said: "For these situations, do not rule out that some low quality insurance agents, in order to complete the customer did not ask what the real situation, or deliberately do not explain clearly." In order for insurance agents effective management, and improving the quality of Shanghai Insurance Industry Association recently that: insurance agent must be a unified industry in Shanghai examination to obtain insurance agent appointment card, and also has a work permit before the insurance company belongs posts. Now when there is an insurance agent come to your service, do not beg your pardon, in order to protect their own interests we must first verify an agent's identity.
Meanwhile, insurance experts also advise the insured: "Do not over-reliance and blind trust in insurance agents must have a sense of self-protection, buy the same common need to see whether the damaged goods before they can buy, let alone insurance products is a special commodity , and for your future interests, must be careful before signing his insurance contract to it again! "
