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Data:2009-12-12 2:34
Experts suggest one: a long-term protection products to be insured
Insurance experts believe that still want to buy insurance for clients who choose long-term security products better. Insurance experts say the long-term in nature-based insurance products in order to protect the main, therefore subject to interest rate fluctuations and other factors change less affected. Meanwhile, the nature of the product in order to protect mainly high insurance can also be the essence of insurance to meet customer needs.
Experts suggest two: do not rush to raise interest rates after the surrender
Banks or financial planner to remind consumers to be careful surrender, first, because investment-oriented insurance protection function is to bank savings can not be replaced. Second, because of the long-term life insurance policy cash value is accumulated gradually from low to high, and surrender in particular, shortly after the newly insured will lose a lot of charges, not worth the candle.
