Category: Insurance tips Release Date: 2006-08-01
According to newspaper reports, Taikang Life Insurance Company policy holders Chuxian claims for a 60 million premium, and this policy holders to pay premiums Chuxian a total of 5,500 yuan before the time, but 5 months. This news was a lot of people started to pay attention to insurance, but also caused some people the wrong understanding of insurance, that insurance is a good investment. The thing is that profit is based on the premise of the loss of life. From the perspective of risk management, insurance should be considered as a good financial management, rather than investment.
Insurance is a property could "harvest" approach, which is different from the cars, and housing installments, if suspended, not to the age, does not belong to the property. The insurance, if Chuxian, you get double the payment.
However, many engaged in business or financial activity of people know little about, or disagree on the insurance. I have a friend down the sale of a few years ago to earn some money, but then I move funds from the sale of hard work to the stock market, long before, with many investors, like the stock market, suffered a "Waterloo." So I called Q, at present there are in that area of China's high-profit, risky trading. Friend's feelings are understandable, but a friend as good as I aim too high, quick success is by no means a small number of investors. Whether the money to invest in where everyone is holding the purpose of making money, it is undeniable, the investment it is possible to make money, but may also lose money, it has to bear risk is inevitable. In fact, for an investor and operators, it must first have a sense of risk management, the so-called risk management, is the use of practical methods to control the risk of financial loss can cause, so to save lives may have existing or future assets, risk management is the an important part of financial management, common approach to risk management is insurance.
Your hard work in order to avoid accidental loss of accumulated wealth, moderate to buy insurance is necessary. Insurance is designed to allow families to live, to prevent them in trouble, it is often used to deal with:
Family's income would be interrupted because of some accident?
If there is an accident occurs, the family have enough money to deal with a possible loss?
Take preventive measures, to purchase insurance means the prior guarantee of compensation, after the accident, you can reduce the resources and activities to restore its original difficulty, which is the positive purpose of the risk of financial management. Damage caused by accidents can be obtained from many different aspects of compensation: Does your family help, friends, donations, or government assistance, but the most effective way is insurance.
