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Data:2009-12-12 2:34
1. The purpose of purchase of old-age insurance for your old age, when unable to work the accumulation of the cost of living, as a long-term investments, security is the most important, therefore, first of all you want to select trusted insurance companies.
2. Old-age pension recipients have a good variety of ways, if you compare his own good at financial management, can choose to receive a one-time caries You can also choose to receive a monthly in order to remove it has no place to invest large sums of money troubles.
3. The period divided by receiving old age pension and life insurance can be divided into two categories of minimum guaranteed annuity. Life annuity is a life-long collection, until the disability until the insured person; the minimum guaranteed pension set to receive the minimum pension, annuity, as some can get that at least 10 years ahead of schedule if the insured person died, the beneficiary can continue to receive the remaining section.
4. Life in the long run, inflation is a factor to be considered. To withstand the impact of inflation, you have two ways: First, purchase of an investment-oriented insurance products, this product yields and inflation rates are proportional to, and better able to eliminate the impact of inflation and disadvantages of investment security a bit weak, when the deflation rate of return is relatively low; second is to buy an annuity increment, incremental annuity payments gradually increase over time.
