Data:2009-12-12 2:34
Category: Insurance tips Release Date: 2006-08-01
Shipping insurance liability insurance occurring within the scope of losses, should be a third party liable to pay compensation, the insured person shall claim to a third party. If a third party shall be paid, the insured person to be prosecuted. The insured person in the litigation, the insurance the insured person under the written request for compensation be compensated in accordance with insurance contracts, while the insured person must recover the rights of third parties will be transferred to insurers, and to assist the insurer to a third party recovery. Must pay attention to the following:
1, by the third-party liability insurance caused by the loss of the ship, the insured person should report directly to third-party claims. If you encounter a third party shall be paid for the situation, the insured person must be to the courts to ensure that insurance contracts are not against the interests of both parties.
2, the insurer compensation, insurance, both parties must sign a subrogation rights of an instrument of transfer, the insured person's claim will be transferred to a third party insurers, and to actively assist the insurer to a third party to conduct joint recovery.
3, the insured person without the consent of the insurer to give up to a third party the right to seek compensation, the insurer the right to refuse compensation; due to the fault of the insured person caused the insurer can not exercise the right of claim, the insurer may deduct the appropriate insurance compensation.
