Data:2009-12-12 2:34
Category: Insurance tips Release Date: 2006-08-01
As a socio-economic system, insurance is a form of social arrangement. Risk that the majority of people insured through the insurance companies to organize themselves, insurance companies, the risk of loss centralized data analysis and management, using statistical methods to predict the risk of losses, and the risk of metastasis in all insurance premiums paid by the insurance fund established to focus on the insured person who bear the risk of economic losses caused by the accident. In this way, through the insurance system, the insured person to the transfer of personal risk and scattered. The so-called one loss, we share, "every man for me, and I for all." As a legal act, the insurance activities are achieved through the insurance contract, the technical guarantor in accordance with the provisions of the contract a certain amount of premiums paid to insurance companies, insurance companies are insured in accordance with the provisions of the contract to provide insurance cover. In the insurance system, the level of premium rates, the size of the establishment of insurance funds is based on the level of risk, using probability theory and principles of law of large numbers calculated.
