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Data:2009-12-12 2:34
While insurance often related to the person's life, related to the life and death, the time of purchase that no one will act in haste, but many people still regret After buying the insurance after the initial emotion, regret buying should buy insurance.
People regret their own insurance for many reasons, but the more common causes are: the face of a powerful sales force offensive, consumers have not been able to grasp their own, there is no reason to buy.
How can a rational consumers to buy insurance? Buying insurance should be grasping the four key points.
Lose no time to seriously consider
If you plan to buy insurance, we must seize the time to seriously consider.
Many people first learned about the insurance, the sales staff will often say think about it. If has already decided not to buy insurance, said that to think about nothing more than an excuse; but if you still want to buy insurance, and really want to think about it, it is necessary to consider quickly carried out, that we must seize the time to seriously consider. However, the fact is that because insurance can not easily be taken the initiative to buy the properties, the latter of "consideration" are often not quickly implemented. A result, when the sales staff was re-selling of insurance opportunities, it is intended to buy insurance, consumers are still not considered good. So many times during the sales staff of the powerful offensive, consumers will tend to buy insurance not considered mature. Bought not considered mature insurance what will happen? Obviously, it will inevitably regret it. So, if want to buy insurance, we must seize the time to seriously consider, without delay. Otherwise, it is easy to "professional" sales staff to put itself in the face of an unusually passive position.
Consult a professional multi -
Three Stooges, the top one Zhuge Liang. A person to consider the questions are not comprehensive place, we might find a few more people ask advice. Can usually ask the object is the unit's financial staff and hospital medical staff, who better than the common people considered as the Qing insurance benefits and to understand it sickness insurance coverage. In addition, you can also ask my colleagues have already bought insurance, or friends. Because these colleagues or friends, bought insurance, the insurance already have some experience, so their views will always have a certain reference value.
Please note that the views of others simply reference, colleagues or friends bought the insurance is not necessarily very appropriate, and not necessarily suitable for them, therefore, to listen to other people's opinion is only an open line of thought, only to see if there not have their own well-thought of Local only.
Do not rush to buy insurance
Rational person is clearly not easy to rush to buy emotional people are different. Emotional often is not easy to grasp their own, easy to rush to buy. Therefore, when buying insurance, and emotional people should always remind ourselves that the insurance may be related to their own life, he warns himself not reckless. In order to address the issue of insurance hasty and emotional people still others could be invited to monitor themselves. For example, you can find a rational and friends in advance, together with its own sales staff to understand that the insurance, lower insurance perceptual ingredients. If possible, you can also control into the hands of a rational friends. In this way, even if their own re-impulse, rush to buy insurance, it would be prone to do. Should take the initiative to learn a little insurance knowledge to learn the insurance knowledge, is rational to buy insurance, the most effective way.
According to China Insurance Regulatory Commission in 2003 bulletin, junior high school educated persons can obtain a certificate of insurance agents engaged in professional insurance sales. Can be seen that is not difficult to learn a little insurance knowledge, junior middle school education can be. Library of books on insurance a lot. If you want a general understanding of how to buy insurance, you can see many specialized books that teach people to buy insurance. The target audience of these books are general insurance, consumer, and read will not be too strenuous. However, if you want more in-depth understanding of insurance, can be seen in the writings of Insurance. Insurance aspects of work, reading might not be easy, but think of the buying of insurance may have to follow their own life, but also related both to the money, but also related to the life and death, take the time to learn a comprehensive point of insurance knowledge, also do not feel difficult.
