Data:2009-12-12 2:34
Category: Insurance tips Release Date: 2006-08-01
Property insurance has an unvalued insurance and insurance valuation points to the value of the insurance variable is more common, that is, the value of the property insurance, accident insurance, according to occur when the market price of the property to determine; set the value of insurance, less the value of the property insurance, both sides insurance agreement in accordance with the circumstances, usually common in the real value of the property is difficult to determine.
For example, I have one and enjoy a display of paintings, in the end it worth it? This can be hard to say, and the so-called eyes of the beholder, the wise see wisdom, our view is different from the value of its naturally have different understanding. Paintings such as the underwriting of property, is still uncertain the value of insurance in accordance with the manner, according to Chuxian after the market price to compensate, it would be inappropriate: the paintings of this is priceless, but once burned it, but worthless, ah , the insurance company on a paper do not lose? Clearly unreasonable, so they set the value of insurance by the insured and insurance companies decide, in consultation paintings of the insured value, if out of insurance, on the amount of compensation in accordance with this. Valuation of insurance because of their uniqueness, property insurance, the principle of compensation does not apply here, because the insured person can no longer compare the losses and the size of the amount of insurance, and insurance companies must be in accordance with the amount originally agreed to compensation.
