Cash Loans
  Welcome

Apply online now and you could turn this cheque into cash. With Provident you could get the money you need, when you need it, with fixed weekly repayments.

Cash straight to your door
  We could offer you a loan of up to £500 delivered direct to your door within days.

There are no complicated forms to fill in, just a friendly agent who'll deliver money to your door then call to collect your fixed weekly repayments.

It's simple and straightforward with Provident

  1. Apply online now and tell us how much you need.
  2. A friendly agent will visit your home to discuss your needs.
  3. If your loan application is accepted your agent will deliver the money to your home.
  4. Your agent will call weekly at a time to suit you to collect your repayments.
We understand that everyone needs a helping hand now and again and if you apply for a loan with us, we could help you too.

Why not get in touch today?
Apply here
  The UK's leading home credit provider - serving over 1 million customers every week

Compare the price of home collected and other cash loans available in your area at www.lenderscompared.org.uk

All home credit customers are entitled to a free detailed statement once every
3 months; just ask.

Copyright © Provident Financial Management Services Ltd 2008. Written credit quotations are available on request. Available to UK residents aged 18* and over. Applications subject to acceptance. Calls may be recorded.
Provident Personal Credit Ltd. Registered Office: Colonnade, Sunbridge Road, Bradford BD1 2LQ. Registered Number 146091 England.

Online payday loans are marketed through e-mail, online search, paid ads, and referrals. Typically, a consumer fills out an online application form or faxes a completed application that requests personal information, bank account numbers, Social Security number and employer information. Borrowers fax copies of a check, a recent bank statement, and signed paperwork. The loan is direct-deposited into the consumer's checking account and loan payment or the finance charge is electronically withdrawn on the borrower's next payday.
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Interpretation of the new accounting standards EPS Money Tips

Data:2009-12-12 2:34

Category: Money Tips Date: 2007-06-25

Rules: the Ministry of Finance announced yesterday, "Accounting Standards for Enterprises No. 34 --- Earnings per share" earnings per share of listed companies has made the calculation of a more detailed provisions. Standards require that, in addition to the calculation of basic earnings per share, but also to calculate diluted earnings per share. According to the guidelines, a listed company issuing new shares, repurchase of shares, as well as issuing convertible bonds, warrants, the calculation of earnings per share will result in significant changes.

When listed companies issuing new shares, repurchase of shares and other behavior, distribution or repurchase of time will affect the earnings per share calculations. The new guidelines require that the total number should be based on the weighted average number of equity shall prevail. Formula is: the weighted average number of ordinary shares outstanding = Number of ordinary shares outstanding, beginning of period + Current number of newly issued ordinary shares in issue of time × ÷ reporting period of time - the number of current repurchase ordinary shares it has repurchased × ÷ reporting period of time时间.

In addition, the new guidelines require calculation of diluted earnings per share. For issuing convertible bonds, warrants which may affect the size of the company's share capital, earnings per share and diluted earnings per share will result in the original material difference. According to the criteria requirements, corporate existence of convertible bonds, warrants and other dilution of common stock, it shall be separately adjust the current net income and the weighted average number of ordinary shares, in which the weighted average number of equity must be added assumption that dilution of the issued ordinary shares converted into ordinary shares increased part.

Interpretation: The one issuing 100 million yuan of convertible bonds of listed companies, for example, assume that transfer price of 5 yuan, company's existing share capital of 100 million shares, net profit of 1.2 billion, then, if all the share transfer of convertible bonds , the company will increase the share capital of 2000 million. At this point, the basic earnings per share of 120 million yuan ÷ 1 million shares = 1.2 yuan / share, while its diluted earnings per share of 120 million yuan ÷ 1.2 billion shares = 1 yuan / share.

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