Investment Fund should also pay attention to policy impatient of the tongue may be hot Money Tips

Category: Money tips Release Date: 2006-11-08

The stock market break 2000 points, the most pleasure is not the shareholders, but "the Christian Democrats." As this wave of Quotes in the "28" effect, which caused many ordinary investors are riding the air, and the fund investors are by virtue of the fund's professional money management, and earned indices also made money attracted a lot of investors in the fund have not yet purchased eager. But as the saying goes, Eat Hot Tofu Slowly, if not carefully separate fund products, does not make good investment planning, access to substantial gains may be just "blind cat encountered dead rats"

Anxious may be "hot of the mouth"

In recent days, stock indexes like the Zhimakaihua steadily high, high-yield and high dividends, wealth effect, will lead to a new round of "herding" so that as many investors buy stocks as the star-chasing fund, but the Fund's short-term gains to evaluate the pros and cons of the practice of the Fund is not rational.

America's most legendary fund manager Peter Toryncsy there is such a famous saying: "Buy the fund with the same weight to decide the final outcome is endurance, not the mind." Examine a fund and fund the company's strengths and weaknesses, generally at least required three years. Fund as a professional investment institutions to obtain the long-term stable returns. Even if the investment funds, they can not immediately be able to bear fruit. Fund managers focus on the fundamentals of value analysis and research, and its investment performance will not necessarily be immediate. Investors do not choose their bands to operate, because they can not determine the Fund's "high" and "low", particularly the Fund must pay a subscription and redemption of the cost of a back and forth, under normal circumstances, 1.5% -2 % rate of return will lose the. Therefore, the frequent purchase and redemption of fund shares, for investors is not necessarily a good idea.

Be combined with varieties of

Fund as a financial tool, in order to secure a stable income, the most important thing is to do a good job portfolio. The recent stock market surged, making investors are very concerned about the equity group of funds. In fact, the only stock fund category view, it is divided into index funds, equity funds, partial shares and the shares of bonds funds balanced fund. For investors, if they can withstand a certain degree of risk, and for the stock market is very familiar with, you can choose equity funds; if only with a risk-bearing capacity, but because of the stock market are not familiar with stocks on the plate and there is no sense, then, you can choose index funds. As for the latter two kinds of stock such funds, suitable for those for relatively low risk tolerance of investors.

From the current stock market point of view, for the afternoon's analysis already has a certain degree of difficulty, and above 2000 points, how much room to rise, even among the professional analysts have also shown significant differences. Under such market conditions, the Fund's investment portfolio in their own appropriate mix of some money market funds and bond funds have become necessary. This combination not only to get a relatively stable earnings, better opportunities in the stock market when the timely "cover their short positions."

Investment strategy can not be ignored

In fact, even if you do not buy the fund, you can also become a "base people." Closed-end funds gratifying recent rally, while a "fund of funds" (FOF), represented by a collection of financial brokerage scheme run by the focus on closed-end funds and benefit configuration. This collection of financial plan brokerage There are currently four, namely, China Merchants Fund Bao, China Everbright Sunshine 2, the National Shinkin financial portfolio, as well as China and Thailand Zijin classic No. 2. For these products, investors should pay close attention to its open period, and only at this time, investors can purchase and redemption at any time.

In addition to broker collective financing scheme, the trust fund investment products have also been welcomed by individual investors, although the former did not have an open subscription and redemption period, to invest their time in general are between one and a half to two years , but this is exactly in line with the Fund's "weight loss" theory, from the design point of view, a lot of trust with the "Priority / general" structure, the risk of loss of principal investors in control of very low at the same time is expected to be able to obtain a relatively stable income.