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Data:2009-12-12 2:34
┿What is the duplication of insurance? Whether it can be more than compensated?
In automobile insurance, the duplication of insurance is defined as a vehicle with the same risk, respectively, to two or more insurance companies car insurance.
Repeat the insurance will only receive a compensation. "Insurance Law" 40th Article: duplicate insurance, the insurance company the sum of the amount of compensation shall not exceed the insured value. So, do not insure the same car more than the same car insurance. Otherwise, some of the premium is white flowers, is not without any compensation.
┿What is not in full insured? What are the consequences?
Is not full coverage insurance contract refers to the amount of insurance less than the insured value. For example, one common Santana worth more than 12 million cars, according to 80,000 yuan to determine if the amount of insurance, you are not insured in full. The consequences of shortfalls in insurance: insurance accident occurs, insurance companies and insurance in accordance with the insurance value of the ratio of the amount of liability, that is, the proportion of payment.
┿want to buy anti-theft insurance must be purchased Che Sunxian do?
Chesun Xian is the main risk, the owner wanted to buy anti-theft insurance and liability insurance, etc., when the child is sure to buy the Che Sunxian.
┿Some of selling auto insurance to liability insurance, theft insurance, and Che Sunxian tied up as the basic insurance to sell this practice, right?
Che Sunxian is that in addition to purchase a "third party liability insurance", the can choose to purchase additional insurance. However, liability and theft insurance and other insurance and child insurance damaged windows can be arbitrary choice, can not be bundled.
┿on the motor vehicle insurance can enjoy a discount?
In order to encourage safe driving motor vehicle drivers, insurance companies, under certain conditions, can give NCD. Should have the following three conditions, first, the insurance period must be at least one year; Second, there is no indemnity insurance period; three processing renewal before the expiration of insurance.
┿No indemnity is the amount of preferential treatment?
Based provision, preferential treatment the amount of this year's renewal insurance premiums due to 10%.