Knowledge of the logistics in the process of insurance Insurance Tips

Category: Insurance tips Release Date: 2006-08-01

1, the logistics process which will involve several links to cargo insurance? What kind of insurance?

A: The operation of the logistics process, as long as the goods involved operations, monitoring the operation of the links are likely to involve goods insurance. General Insurance most important issue with warehousing operations, air, sea and land transport operations phase. In many cases the process of port operations of insurance as part of the transportation insurance insured. Shipping insurance points in the process of the basic insurance and additional insurance, the basic insurance is divided into FPA, W. P. A. and all three kinds of risk. Land transport in the process of land mainly insurance all risks insurance and two kinds of land. Air transport in the process of the insurance is divided into air transportation all risks insurance and two kinds of air transport.

2, the insurance company when the goods were lost in the cargo damage, or the exercise of the right of subrogation to note what issues?

A: The insurance legal relationship in the logistics services, logistics party to the contract to enter into insurance contracts and insurance. In the non-insurance contract causes of both parties of cargo damage or loss of the goods, the insurer first cargo for compensation stakeholders, then the position of interested parties to obtain goods, the right to recover those responsible. You should note that the following questions. First of all, to determine in advance the interests of party goods, without any damage to the goods without permission to give up any rights, which is to ensure that insurance claims for the rights of people can be fully offset. Secondly, the insurer claims, they should get with the subrogation and litigation of all relevant evidence, and shall obtain the goods with the stakeholders. Again, note that the preservation of property and evidence preservation. Logistics is often the subject of a larger insurance contracts, if necessary, to exercise the preservation of property in order to ensure the insurer's interests. Finally, the logistics of legal relations are complicated, highly specialized, so in prior and subsequent legal advice on choosing the logistics, maritime aspects of a professional lawyer.

3 How to handle insurance claims process?

A: in the event of cargo damage or cargo loss, insurance claims processing, the need to go through the following procedure: first, by the claimant to the insurance company to provide the following documents: the original insurance policy or certificate, transport contracts, invoices, packing lists, to the carrier and other third parties for compensation from the responsible party's message or other document, the insured person has fulfilled the recovery procedures should be done and other documents from the foreign insurance agent or by a foreign third party inspection reports issued by a notary public, the Marine report. Maritime caused by the loss of goods, generally paid by the insurance company, the ship does not take responsibility for poor proof of cargo cargo damage, claims lists. The insured person complied with the formalities, delivery receipts, the wait for insurance approval responsibility to decide whether to be paid, how paid. Such as insurance companies to determine the compensation, the last to be insured by insurance payments.