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Data:2009-12-12 2:34
"The recent increase in the amount of travel insurance coverage for nearly 20%." Of a life insurance company group insurance department stakeholders told reporters. Despite the tsunami, the earthquake tragedy in Southeast Asia has caused tremendous impact of the tourism industry may be a disaster leads to awareness of the trips to protect, but encourage people to plan trips in the planning of the Spring Festival this year, his book, adding an insurance policy to protect this important part.
In recent years, become increasingly thick and tourism hot formed a sharp contrast, travel insurance is not popular. Insiders warned that the Chinese New Year trips should be the insurance first, so that will be more comfortable journey.
Travel Agency Liability Insurance Travel Insurance �span>
"My mission in the newspaper, when the contract has been included travel agency liability insurance, and no need to buy additional insurance." Miss Wan preparation and Mr. Xin Matai during the Spring Festival to play, she took part in the travel agency that insured uniform liability insurance you can sit back and relax. The industry warned that, in fact, liability insurance and travel insurance are two different things. Liability insurance is required for travel due to negligence or fault of economic responsibility, "pay", and I needed to get away from the tourists to protect the responsibility of the accident is still far.
"Although many travel agents will say that trip in the liability insurance can be responsible for all matters, but in fact such a liability insurance framed the scope and full responsibility for a great deviation." Of a life insurance company group insurance department is responsible for person-related, such as the Miss not around when the tour guide, tourists lost money and goods belonging to visitors of their responsibilities, do not receive any compensation; in areas such as bungee jumping, diving, rock climbing and other dangerous activities, and strong tourism projects, or illness occurred in visitors traveling to see out-patient , hospitalization costs, are not guaranteed; In addition, a number of valuables and cash is damaged or missing, not in the scope of protection of the column.
"Four risk" indispensable
The insurance industry have suggested that the average tourist excursion should be to purchase 4 types of insurance: travel rescue insurance - such insurance is insurance companies and launched the International Aid Center, visitors regardless of the less fortunate at home and abroad anywhere in the incident can call access to free aid; Passenger Accident Insurance - This type of insurance primarily for tourists in riding public transport to travel to provide risk prevention services for tourists to purchase tickets and ticket amount of 5% for insurance, in general , each individual insurance amount to 2 million, of which accident medical malpractice payments to 1 million, the insurance period, from the check-stop or on board the ship started on the midway until the tourists get off half-way ticket out of station or disembark; travel personal Accident Insurance - to participate in adventure tourism and adventure tourists to buy the best type of insurance premium for each 1 to 2 yuan, insurance, the amount of 10000 ~ 2 million, each visitor can purchase a maximum of 10 copies of the insurance. Visitors to purchase insurance, insurance for the period from entry into the tourist attractions and scenic areas was made, until the tourist attractions and scenic spots left; accommodation tourist Life Insurance - This type of insurance for each 1 yuan, from the day stay starting date midnight, the insurance period of 15 days, expired can be renewed after each visitor can buy multiple copies, visitors belongings had been accidentally damaged or stolen, looted, lost, and insurance companies will pay for insurance according to different standards.
The industry to remind tourists, travel agents in the following trips, they must define their insurance should be given the right. If you purchased prior to departure tourists travel liability insurance and travel accident insurance, once on the road accidents, the responsibility belongs to travel agents, visitors can get double compensation; even if the tourists are their own responsibility, including accidental death, accidental disability and hospitalization costs of medical care insurance policy can be based on compensation. The source said the purchase of insurance is a way of controlling the risk of accidents safeguards, can not wait until something happens after begun to pay attention.
