Category: Insurance tips Release Date: 2006-08-01
Concerned about the protection of insurance "days of unpredictable things can happen, people have good and bad fortune overnight," everyone wants to themselves and their families can lead a prosperous life on the smooth face of life's uncertainty, no one has the ability to grasp the future, but the protection of insurance can make you use very little money now to protect you and your family's future. Journalists invited by Pacific Life Chengdu branch of Mr. Huang Kai guest at current classroom.
Speaker one: to protect the types of insurance, protection insurance, primarily on a "law of large numbers" as the basic design of products, mainly includes the following few categories: 1, accidental death or total disability protection; 2, disease, death or total disability protection; 3, accidental death, disease, death or total disability protection; 4, the investment class security insurance.
Speaker 2: How to buy insurance, purchase protection insurance protection pay attention to the following points: 1, time. Kind of insurance purchased to protect, in particular, contain a sickness insurance, general age, the lower the cost is relatively lower. The maximum amount of protection such as the Pacific Life up to 5 million long-Tai Ankang insurance, 10-year-old insurance only 367 yuan per year (20 years), but if you need to buy 40 at the age of 695 yuan (20 years) had. 2 to protect the quota issue. In general, the cost of insurance is the annual salary of 1 / 10 or so, guaranteed amount is about 10 times the annual salary of a good standard. 3, the scope of protection issues. According to their own family history and economic situation in the scope of protection options, such as the CPIC long series and Chang-Tai Ankang on a regular basis to ensure the coverage is different, prices are different. 4, insurance issues. Investment is quite sufficient, and there is no time for people who can buy a number of financial management in investment insurance.
Tan Li Wei Dong Liang Morning Post (Special thanks to China Pacific Life Insurance Company Limited, Chengdu Branch)