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Data:2009-12-12 2:34
People have bought the insurance, insurance companies choice and product selection is very important. Of their choice based on the following points.
A look at insurance company's financial integrity. Specifically to understand whether the income of insurance companies reached a certain scale, including the company's assets, liabilities, number and surrender of policies in force as well as re-insurance. Because insurance is based on the law of large numbers, and only to achieve a certain scale in order to effectively mitigate the risks.
Second, insurance companies look at the risk of control. Including underwriting Hepei system, and whether to establish a standard system of insurance claims process, insurance companies within the finance, risk control and supervision system of the building and so on. Some people think that insurance underwriting, claims the company is relaxed when the conditions of good company, in fact, this perception is one-sided. If the insurance companies risk control has been relaxed, it is easy to fall into a loss or even bankruptcy, this is a choice to be ignored.
3 look at the current selling products. As the market segment, insurance products are also increasingly targeted, types and quality vary greatly. If an insurance company's products rich, adaptive, which actually reflects the strength of insurance companies, stating that the company can adapt to market development.
4 look at the quality of service. Service issues a direct reflection of whether the standard insurance companies. Performance in many areas, including customer service calls received a report, information consultation and inquiry, claims payment services, routine services such as guidance, and extension services. Nowadays, many foreign insurance companies spared no expense to cast a lean marketing team, the purpose is to give consumers the impression left trustworthy.
