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Data:2009-12-12 2:34
Insurance, insurance for different people, its role is varied. Because people of different ages have different needs for insurance, so they according to their own circumstances, should choose a different insurance.
18-25 years of age, they were the possibility of accidental injuries, accidents and consequences of the impact was relatively large, coupled with limited income youth, not yet a family, and therefore should be the first to buy a personal accident insurance, such as still there is spare capacity, you can buy a health-care insurance.
26-35 years of age, for them, accidental injury insurance is nonetheless one of the most necessary protection, but this age group just created a family because of family responsibilities increased, a heavier financial burden, making them more more to consider the risks of life, so some people can begin life insurance, especially life-long life, because such a life insurance payment is generally more expensive.
Between the ages of 36-50 people, due to family and work are relatively stable, there are certain level of income, children have gradually grown up. This stage as the first person to select the life insurance needs, because at this time coincided with the middle-aged people are often a major source of income, insurance life insurance for the family is essential. At the same time, because of their age increases, there is an increasing probability of illness, therefore, the second option is to insure the health and medical insurance, if there is spare capacity, but also thought that the family home property insurance and property insurance.
51-65 years of age, the most essential of medical insurance.
