Different forms of protection of different age groups Insurance Tips

Category: Insurance tips Release Date: 2006-08-01

30 years ago, accidents, regular, life insurance equal importance.
Usually they are in school, employment, marriage stage the working drive to a relatively high accident rate. If the income is limited, you can from the most expensive accident insurance, regular insurance, life insurance in combination with medical insurance to buy. Many people often think that a few hundred yuan a year to spend enough to ensure an accident insurance, but there is no death and disaster, an accident suffered serious physical and psychological harm to those less fortunate, often need more medical expenses and living expenses. Accidental death of the loved ones of course, produce pain and economic risks, but due to the long-term illness or injury resulting from huge expenditures after the death of the physical and psychological wear and tear on the family even more than the extent of accidental death, so Chen Nianqing premiums affordable, to buy enough The "life insurance" and "on a regular basis risk" to match "accident" should be a wiser choice.

30 to 45 years old, to buy enough protection insurance, medical insurance, consider buying savings, plus the nature of life and death co-insurance.
At this stage for family growth, the child's accession to a certain extent, increased the cost of family life, education funding, housing loans to enable even greater responsibility. During this period we must first check before buying medical care, death to protect enough. During this period-stop basic protection insurance, medical insurance, the savings could be considered the nature of life and death together to purchase insurance. If saving for their children to buy insurance, an annuity may be returned every few years as an educational fund, to be a child growing up after independence, and he is to retirement age, the return of the annuity can be used as a retirement fund to use; old after the return of the children to continue to receive pension wait until they get older, there is a death claims lead to the grandchildren, so generation of payment, third-generation beneficiary, with consideration of human nature.

After the 45 regular principal repayments and pension insurance, pension insurance better.

With the children at this stage to reduce the burden on an independent preparation of a fee to release older flies comfort is the most important consideration. The older of the most taboo to do high-risk investments. At this time, the proposed cost recovery plan on a regular basis as part of the budget to purchase insurance or a pension after retirement receive an annuity insurance money every year to ensure that basic living expenses after retirement.