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Data:2009-12-12 2:34
Type 1: novice to open a new car
Recommended insured items:
Loss of vehicles
Third-party liability insurance
The entire vehicle Daoqiang Xian
Breakage of glass alone
Loss of malicious acts of others
Vehicle (personnel) Liability Insurance
Mian Peilv 0
Recommended Description: Driving his own car around a drive, of course, very happy. But do not forget their driving skills have yet to be improved, novice to open a new car, a small incident occurred finally in sight normal. Therefore, to select a good look at additional risk for their own car a few extra layer of protection.
Common for private cars are more than 10 kinds of additional risk is a Che Sunxian and third party liability insurance supplement. For example: "Individual risk of breakage of glass," Che Sunxian corresponds to the "broken glass, a separate" non-indemnity provisions; "the entire vehicle Daoqiang Xian" Che Sunxian corresponds to the "entire vehicle vehicle theft, was robbed, was robbed "No indemnity provisions.
Reporter suggest that you choose when you can use "exclusion", in addition to the natural loss of insurance, suspended vehicle insurance, car insurance, which do not fall goods, common insurance, the other new cars are less likely to spontaneous combustion, you can not be spontaneous loss of the insured risk, other types of insurance is a novice to open a new car to be considered by the contents of the insured, other insurance in particular, the entire vehicle Daoqiang Xian, body scratches insurance, broken glass, a separate insurance, car (officers) liability insurance, excluding deductible special risk insurance on such proposals.
Of course, if you take the car in general are family and friends, but also had life insurance through the insurance accident insurance and medical insurance, there is no need for liability insurance of the insured vehicle. Better vehicle anti-theft system and a safe parking location and the relatively fixed driving zone, Dao Qiangxian money can be saved. Third-party liability insurance which is best a higher compensation limit.
Type 2: novice to open the old car
Recommended insured items:
Loss of vehicles
Third-party liability insurance
Loss of spontaneous combustion
Vehicle (personnel) Liability Insurance
Mian Peilv 0
Recommended Description: The "open cars and old cars to practice skills, even if not a little rubbing Ð pained." Although there is some logic to this idea, but the accident put the idea, safety awareness Do not open the old cars because of lax in taking out insurance, or as far as possible Paul Foot, preservation, as thieves rarely patronize older vehicles is not recommended Daoqiang Xian, the old cars of the glass cracked seam, as long as does not affect driving, will look you can, so the risk of breakage of glass alone may not protect As for used cars on the device, even if there is additional equipment may also Chen bear, the additional loss of equipment is not the need for insurance coverage. It is precisely because of old vehicles, therefore increasing the possibility of spontaneous combustion, spontaneous combustion loss of the insured risk is your best choice. Old car "frail health," and often unexpected, "acute disease" and caused traffic accidents, on his own and his family will bring loss and suffering, therefore, the insured "vehicle damage risk," "deductible, excluding special risk" and "car (personnel) liability insurance "of money to waste.
Type III: an old hand to open a new car
Recommended insured items:
Loss of Vehicle Insurance
Third-party liability insurance
The entire vehicle Daoqiang Xian
Breakage of glass alone
Loss of malicious acts of others
Vehicle (personnel) Liability Insurance
No-fault compensation insurance
Recommended Description: The new fashion cars to attract passers-eye at the same time, it also attracts the attention of thieves! Therefore, when the insured Daoqiang Xian Do not hesitate. If you are insured separately broken glass, and other malicious acts insurance loss insurance, for such problems may occur, we can solve by insurance companies, in particular the replacement of the glass would be an easy thing, only drove the car to the insurance company special firm can be a direct replacement of glass, other things do not need to worry about. Because it is an old hand, there are skilled driving skills, reduce the probability Chuxian, you can not choose deductible 0, but the no-fault compensation insurance, or suggest that you insure in order to enhance the level of protection.
Type 4: a veteran to open the old car
Recommended Security Project:
Loss of Vehicle Insurance
Third-party liability insurance
Loss of spontaneous combustion
Loss of additional equipment
No-fault insurance loss supplement
Recommended Description: superb driving skills, coupled with an old car, it just simply do not select the most important insurance coverage. Although a little rubbing Ð do not feel sorry for the old car but after the collision is always in need of repair, insurance Jusun Xian, you can do to reduce Xu trouble. Old cars asphalt, road system, I am afraid, are not very reliable, so spontaneous loss of the insured risk. Compared with cars and people, people more important, so the insured vehicle liability insurance is essential. It is precisely because the old truck road, driving the process due to the vehicle itself in order to prevent problems caused by no-fault liability accident, your best choice no-fault compensation insurance, increased security.
