Category: Money tips Release Date: 2006-02-05
Stock market crash, the fund laugh. Although the stock market crash, but no large scale redemptions, the Fund ushered in the climax. On the contrary, many "investors" have been transformed into a "base people." "Risk is too great, fortunately I took just a daily limit, or else suffer dizzy, or honestly to buy the fund it, after all, someone is a professional stocks of the Well!" Friend of small summer and sent to reporters with emotion.
Data show that at present the fund is far greater than the number of subscription redemption amount. It seems that investors are increasingly rational and understand the "professional thing you should ask an expert to do it," that fact.
A professional should be handed over to professionals to do
Yan Ping, Industrial Bank Nanjing Branch Registered Financial Planner CFP. As a professional financial planner, Yan Ping was never involved in the stock market, in her words, "the professional thing you should ask an expert to do it."
Consecutive 45 daily limit, no doubt a vivid lesson to investors the risks of education classes, Yan Ping believe that the individual directly into the stock market, the risk is undoubtedly a great day loss of 10% of normal. In particular, in the current of the stock market, investors how to select individual stocks is the most difficult problems, the buyer funds became the best investment. "As long as this market long period, you can go on a long-term holding, while the investment fund's largest holding is the key long-term, revenue will quite good."
Jiangsu Huaxia Fund, the regional director of Fu Dong gave a press listed a string of numbers: from the 30 stock market crash since the index fell 20%, 60% to 70% of stocks fell more than 30% decline in the Fund is not to 9%, which illustrates the Fund's defensive play. Despite the strong rise in the stock market stage, the Fund's returns do not win running stock, but the decline in the stock market when its anti-risk capability is far more than individual stocks.
Up to now, the funds through the banking channels, the amount of redemption about more than 100 million, less than 1% of the fund market, said Fu Dong, compared to January of this year due to market volatility has been large scale redemptions, the fund shows that investors have increasingly rational and inevitable adjustment, but the bull market trend has not changed, as long as convinced of this, firmly held by the Fund, its yield is still quite considerable.
B disposable unit from the base is a general trend
After being rebuffed several times in the stock market, from investors into the Christian Democrats, which is China's investment market is undergoing changes. In fact, in some financial markets more developed countries, ordinary citizens through the funds to stocks and bonds market is a recognized wiser choice.
In the United States, as of the end of November 2006, the U.S. mutual fund assets under management reached 10.281 trillion U.S. dollars in the global fund market accounted for 53% of the share. After 80 years of development and growth, mutual funds have become the people the highest financial recognition behavior.
In 2006, there are 54.9 million U.S. households, or 48% of U.S. households holding mutual funds on average one in three Americans is a mutual fund holders. In the United States structure of household financial assets, mutual funds, the proportion of up to 47%.
Survey shows that 42% of the fund holders, said it was too risky because of stock market volatility because they have chosen a more secure than stock mutual funds. The practical effect of financial experts, not bad.
In 2006, U.S. equity funds, the average rate of return as high as 15%, which is the best performance in three years. Which invest in China, India and other Asian emerging markets fund, the return rate as high as 36.9%.
C as the same as Cha Cha Hukou Fund
First, you should know your home the Fund's "family background", which is Which fund management company, has introduced over what to produce, other products, the level of income, which is something that many investors may have been omitted. In fact, buying the fund is to buy a fund company, the company's overall performance is particularly important, a fund's performance is good, no way represent the Company's ability to invest well. In addition to the Fund, you are going to vote, and its brothers and sisters should also be high-performing This proved the team's management capacity.
Second, you need to know only the Fund's "age", which was born in the bull or bear market. If it is set up in 2006, prior to the fund, you must pay attention to it especially in a bear market performance. Where only the bull market to make money, bear market where resilience of the Fund, in order to prove that their investment capacity and ability to resist risks are worth the long-term ownership.
Fund for marketing activities are now on the market in full swing, in addition to the new Development Fund, there are fund dividends, splits, and Feng Zhuankai, sustained marketing, the number of funds are the property of a net. Many people confuse the difference-based, mistaking face value of 1 yuan are all new fund. So this time, you should particularly look at the cumulative return on its past, the annual earnings and ratings to determine if this is not a high-quality fund.
Third, and most importantly, you have to know that this fund belongs to which category, with what features and styles. The Fund's classification there are many, generally speaking, in accordance with the proportion of the fund's benchmark asset allocation can be divided into equity, partial stock-type, configuration, type, etc.; from the investment philosophy, it can be divided into value funds, growth funds; from the investment objectives, can be divided into growth, income type, balanced. Pigeon-holing your fund to see if it generally belongs to which camp the same camp of the other companies on how fund performance, which is more comparable.
