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Data:2009-12-12 2:34
1, according to age, insurance will not choose the insurance <br> bonus for all people, it is also taking into account the purchaser's age and income. At present, for different ages, various insurance companies in dividend risk is also under foot work, and have special dividend insurance for the elderly, there are specifically for children's savings, insurance dividends, as well as husband and wife husband and wife bought the insurance dividends.
Recommended Products: Life Life Life "to grow a happy Endowment Insurance (Dividend)."
It is essentially a profit-sharing insurance specifically for children, the product suitable for children 0-13 years of age to purchase. Can be used as a child's education savings grant, but also can serve as a grown-up business after the gold, settle down payment, but also can be used as a pension after retirement age, both savings and insurance functions of dividends.
For example: Mr. Su for their 5-year-old insurance 60,000 yuan to grow happy, to pay to 15 years of age, to protect to 55 years of age, the annual premium payment: 12,504 yuan is the survival of the first to benefit payments. 18,19,20,21 years when the child access to university education, respectively, gold 15,000 yuan, 9,000 yuan, 9,000, and 9,000 yuan; 22 years of age when the child's access to business payments 18,000 yuan. 30 years of age when the child's access to 60,000 yuan of occupational re-education payments; in children 55 years of age retirement pension available to 60,000 yuan;, followed by special interests.
2, combining dividends and security insurance <br> for consumers, apart from the need to purchase insurance dividends, but also need some protection insurance to complement accidents and diseases. Dividends by insurance and other insurance purchased with a combination of rational, which will own the powerful combination of insurance planning to do.
Recommended products: "Pacific Blues to life Insurance (Dividend)" + additional health insurance "peace love additional payment in advance of major illness insurance." The combination of insurance, not only have health insurance, while using dividends to fight inflation, to meet people's health protection and investment in one needs.
For example: Schilling 30 years old, he purchased 100 thousand yuan for himself the sum insured Pacific Blues to life Insurance (Dividend), and additional 100,000 yuan in advance payment of the sum insured peace love critical-illness insurance, paid up to 60 years of age, years of premium 2910 yuan. Under the terms of presumption, Schilling can enjoy 25 kinds of critical-illness insurance as 10 million; end-stage disease, life-care insurance, as 10 million; coronary angioplasty special sickness allowance 1 million; death insurance, as 10 million; survival to 100 years old, received birthday as 10 million yuan, an annual bonus related to security.