Category: Insurance tips Release Date: 2006-08-01
With the growing awareness of people's insurance, insurance of people around us gradually over again. Buy insurance is purchased to protect life, and therefore we must be cautious. Buying insurance should adhere to the "six to six should not" principle.
To put aside his prejudices, not Seeing with one eye. Insurance is the business risk of financial enterprises, "Insurance Law" to require insurance companies can take two forms Co., Ltd. and state-owned sole proprietorship, in addition to separation, to merge, are not allowed to dissolve. Therefore, they can lay down the door the first view into the insurance, but the focus depends on the company's terms of whether or not to suitable for them, whether it is more reliable after-sales service.
To compare insurance, do not blindly buy. Each person to buy expensive merchandise will shop around, buy insurance, so should we. Although each insurance company after the terms and rates are approved by the China Insurance Regulatory Commission, but the comparison is different. Such as those on pensions to survive, some monthly collection, some are fixed to receive; the same time, ill health insurance, and some, including 10 kinds of major illness, and some are just anti-7. These must be careful to find out, for personal circumstances, make your own decision.
To study the terms, do not just listen introduced. Insurance is not nothing can not be maintained. For the insured, they should first study the provisions of the insurance liability and exclusion of liability in these two parts in order to identify these policies can provide you with the kind of safeguards, and then get your insurance needs in contrast, we must guard against the individual members of misleading marketing . Did not, according to the root of the commitments or explanation is not any legal effect.
To determine the need, do not impulse buy insurance. First consider the needs of families own or what is, for example medical expenses for illness worry too much and unbearable burden on those who might consider purchasing medical insurance for the elderly who worries about life after retirement can choose to pension insurance; hope to children preparing educational gold, gold marriage of parents, children's care or education, may be insurance payment insurance. So, understand the insurance needs Zaiqu insurance is very important.
To consider how to protect, not to consider human. Insurance is a special commodity. A piece of clothing or a set of furniture purchased, and if not do not like you can not wear, you can give as gifts, while insurance can not be transferred. Some people buy insurance, just because marketers are acquaintances, relatives or friends, this does not want to buy, but for sensibilities, yet find out the terms of the bite the bullet and bought later discovered to be bought is not entirely suited to their needs insurance insurance, the result is reclaim hard for me to back the economic losses are also uncomfortable.
The responsibility to consider not only the cheaper plans. As the saying goes, "a penny a sub-goods", the insurance, too, can not only how much money to buy an insurance policy, but to find out that an insurance premium how much, how much coverage is necessary to consider the full range of liability insurance.
