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Data:2009-12-12 2:34
The recent turmoil in broader market adjustments, attracted a lot of reader-funded exercise, but also contact with some of the more interesting people. Mr. Lu Lao poor health and bet on stocks, has recently been stuck on the frequent phone calls to the hotline, Articles, mouth full of blame and regret, he said he is such a Naoxin people everywhere with the loss of the money to make life difficult for himself , followed hard on the family, full of enthusiasm, a fault, day neurotic: "You can not satisfied with my behavior, but I am hopeful each time investment, but it always fitted, you say Why?!" There LU this old gentleman to see an empty market, while others blindly optimistic: "The finance and investment, Mody, and the total loss for a financial gain, has been buying continues, census drawn off with the time!" There are people who are buying the stock losses for the fund, the fund losses of buying insurance and finally get paid 30000 years, the insurance powerless note the five-year payment: "The money is not so much how to do? surrender losses as great!"
Tape all the way up when the reader's voice more harmonious, and one by the shock on what views are out. Shanghai dialect, there are saying is "if they had horizontal", some day traders lose money when the loss more often had this mentality: Anyway, lost more, I go on. So tape is not read, expert opinion is not listened to, not to mention independent thinking and analysis of judgment.
When the weekend dinner with friends, and friends also brought a young girl fashion, girls talk about some unhappy things, then a fit of anger to announce the: marriage calculations, one is unsuccessful, try again. This "if they had horizontal" attitude reminds me once again simply chaotic operation of investment failure or non-operation of investors. Girls in front of fashionable dress, thought it backward: Marriage is a great event in life, gratifying, but it is definitely not some miracle drug to save a disaster. After the wedding, like the sun coming up the road to rely on your own feet, like walking, is another phase in their troubles, when Paul variable than the single, double, still have the use of personal wisdom, learning support, and endurance solve them.
In fact, the same investment in the stock market failed to simply go to the fund, the Fund's loss to the bank, right bank of the dissatisfaction with the change to insurance, when hope is not based on rational thinking, but rather transferred to a financial management tool as a way to escape when the end inevitably disappointed.
This month's "Financial Planning" magazine describes some of the equity-linked products, have interviewed members of the public rhetoric: "A look at shares of common cattle, but the market turmoil too big, I bought shares of financial products to connect nearly 20% of revenue, also ensure that the principal! "But I looked carefully and found that 20% is the highest revenue, to achieve the highest return on the premise that a basket of stocks linked to the final or almost equal, which is almost impossible.
So full of enthusiasm alone buy a financial product is undesirable, and blood behind the need wisdom, the wisdom of the absence of analysis must be at least accept the proposal to discern wisdom. To the market shocks, to avoid also definitely not a solution, because any significant market gains will certainly be accompanied by large fluctuations, that is the risk.
Market volatility can face, can not be avoided. Promotion open to go into any kind of lifestyle as a way to escape, but also the inevitable disappointment, study, marriage, immigration, retirement ... ... not the exception. Finally back this week, I faced the most problems: The stock market adjustments, the fund losing money, how to do? My answer is: Life is so helpless, and have to Dousoujingshen, Chen Chin-shih, research study, can not seriously deal with, no other sure way out.
