Data:2009-12-12 2:34
Category: Insurance tips Release Date: 2006-08-01
In actual operation, because of the insurance industry and distribution channels, as well as a single in different ways, its effective date is different.
For the insured, the need to focus on is the result of the different insurance difference between the effective date. According to the insurance practice, aspects of the accident insurance premium payable when the insured person, after the delivery, under normal circumstances the amount of insurance, the insurance company usually began to undertake a 24-hour day, liability insurance (sometimes "instant" that is to serve as a security time); In the health insurance side, according to the terms set forth in the insurance liability and the insured person's health status and protection needs of the other provided for; in pension insurance, insurance dividends in savings due to the nature of containing, which came into effect the next day interest-bearing, while the other insurance in terms of responsibility depending on the terms.
For insurance companies, sales channels and a single in different ways for the effective date of the great impact. In particular, a single system out of non-firm orders, such as proxy-point hand-out single, fixed Shousi control policies more difficult, a little oversights can easily create moral hazard. Many insurance companies will have to take some preventive measures, such as insurance companies in case the beginning through the banking channel sales, will appear an exemption period problem.
Be mentioned is that when the insurance policy terms and the contents of ambiguity occurs when, places the contents of the policy contained in the subject, and the writing should be better than print, especially in terms of the agreed terms of superior format.
