Category: Insurance tips Release Date: 2006-08-01
Show the significance of personal insurance, personal insurance business, in their birth, old age, illness, death, disability, can receive material help. It is conducive to deepening the reform and social stability, but also conducive to spiritual civilization construction, it can take a "delicate social stabilizer" role. Therefore, to the personal insurance business will have a positive meaning.
for economic reform to provide supporting services. With the continuous deepening of economic reform, China's ownership structure has become multi-layered and diverse. The current ownership structure, not only the existence of socialist public ownership of the whole people and collective in two forms, there are other forms of ownership. For example, co-operation developed on the basis of the whole people, collective, individual co-operative or joint business enterprises. Coupled with the reform of the employment system emerged after the multi-channel employment system, so that in the past a single labor insurance system can not meet the need for reform, but to carry out personal insurance to the treatment of workers with no labor insurance to provide a variety of personal insurance protection, in order to eliminate their worries. At the same time, enterprise management mechanism for the conversion, breaking the "iron rice bowl", "iron rice bowl" in the employment system to replace the progressive introduction of the labor contract system in the form of a fixed system, which require life insurance to provide supporting services.
help solve the problem of population aging. Along with social progress, scientific and technological advances, life expectancy has been increasing, the trend of population aging become increasingly serious. At present, the world's more developed countries, the higher the proportion of the elderly. According to United Nations 1984 World population data, the developed countries the proportion of people over the age of 65 to 11%, 4% in developing countries, including Sweden, the highest 17%, 14% in Germany, the United States 11% Japan 10%, In China, although it is 5%, but the pace of development is unusual. It is noteworthy that: (1) According to Song Jian, State Councilor's speech was said by the year 2000 China will account for over 65 years old 8.3% of the total population, more than double than in 1982. (2) The geographical distribution of an aging society, from large cities to small and medium urban and rural areas and rural areas step by step, from the southeast coast throughout the country. 1982 Shanghai over the age of 65 accounted for 7.43% of the total population aged over 60 accounted for 12.3%, well into an aging society. (3) the country's aging population large, the absolute number of the world and more countries, forecast in 2000 over 65 years to reach 94 million elderly people aged 60 or above will reach 130 million people. Therefore, the pension problems severe than in developed countries. Because developed into an aging society before, is already a highly developed economy, while China by 2000 will only be well-off standard. Secondly, the developed countries, the aging process is very long, such as Germany shifted from a young model has experienced 150 years old, but our country from mid-1982 population of only 10 light years of time into the aging society. Finally, it is rich in natural resources per capita in developed countries, while China's per capita natural resources are not as good as other countries. Sense of security issues must therefore be considered as early as possible. The development of life insurance, pension funds raised through multiple channels and gradually change the pension system featuring unified distribution by the state, pay-as-old practice, so as to alleviate the rapid population aging social problems. This requires 10 seriously.
conducive to spiritual civilization. The party and the country attached great importance to spiritual civilization construction, because they do not strengthen the spiritual civilization construction, material construction is not well cultivated. At present, the spiritual civilization construction should focus on the party style and social improvement, personal insurance, the idea of "one for all others and that others I" of the new style, but also help train people to Qinjianchijia, planned to arrange a good life habit . Because life insurance is a long-term economic activity, to maintain the policy effective, we must persevere and to pay premiums on time. This Huzhugongji, practice has prevailed and will continue to promote China's building of spiritual civilization in depth direction.
