Female insurancebeauty contest Insurance Tips

Category: Insurance tips Release Date: 2006-08-01

Insurance coverage is increasingly broken down, in the general life insurance, property insurance, women's insurance, home insurance, wealthy insurance, children's risk for specific populations such as special insurance is also pile up for us. Purchased a special insurance segments whether it is economically cost-effective? For the women, currently on the market exactly what women's special insurance?

The characteristics of women in the insurance

Female Insurance is a tailor-made specifically for women, insurance products for women may face special risks setting guaranteed. Compared with traditional insurance, women's insurance has the advantage of more targeted, because removing some of the insurance does not apply to female function may make the premium is also relatively low, or in the scope of protection of women in more in line with the actual需�

At present, women in the insurance market is divided into four categories: The first women's specific periods, such as maternity protection costs paid during the period; second is specially set up for female physical characteristics, specifically for women, breast cancer, ovarian cancer, cervical cancer diseases such as the provision of medical protection; Third, some women's risk in women can also suffer an accident and required to undergo plastic surgery treatment, compensation for medical expenses for surgery. The fourth is the basis of the personal security, but also can participate in the insurance company dividends.

Insurance products, "beauty contest"

At present, the Shanghai insurance market there are many old and new women's insurance, including insurance products, including new women friendly insurance company, "Hu Hua god health insurance", "La Vie En Rose" and the Xinhua Life Insurance, "Huili, women's care plan in life," while the old products sold at a higher there Jinsheng's "Golden Age Pink Women dividend Endowment insurance" macro's "scene in women's dividend whole life," Ping An "add-on a regular basis of major diseases, women's insurance" and so on.

Such a variety of types of women, how to choose their own products?

The author believes that the choice of insurance for women, you can choose to select based on age. For the young professional white-collar stage, should be concerned about the health and future quality of life issues, the selected gynecological diseases should be covered by insurance, insurance, general critical-illness insurance, pension insurance; while for women at the retirement stage, the major diseases and risk Medical insurance can not be ignored, the best women's life-long life together.

In addition, women can choose insurance products based on income. In the economic conditions permit, it can be to buy some insurance with a variety of dividends financial capabilities to meet the accident, sickness, pension and financial and other integrated security purposes.

I will now be better on the market several types of insurance products, individual characteristics of women are listed for readers to make wise see ill-advised "beauty pageant."

Friendly, "La Vie En Rose"

Last month, recently launched a product that combines life insurance, accident insurance and health insurance functions 1, "the survival of every two years to provide cash grants can be used as regular medical examinations; 10 years after the entry into force and 20-year survival of the cash can be used as provided by love their home and home care allowances.

In addition, "La Vie En Rose" on the contract of women's cancer, had access to cancer, after payment, but also get paid the same amount of female cancers; In addition, "La Vie En Rose" to a high degree of current interest due to accidents caused by plastic surgery costs to provide compensation.

Macro insurance "scene in women's dividend whole life"

In addition to providing health protection which the insurance, but also to provide dividend payments. Suppose a 25-year-old female insurance "variety" of the insured sum is 100,000 yuan, choose the 25-year payment, the annual payment of 3604 yuan, you can enjoy the death benefits paid 100,000 yuan.

Xinhua Life Insurance, "Huili Life --- Health Insurance"

First health insurance product which the effective amount of compensation paid to the insured amount up to 170% protection for the establishment of death, "Huili, women's critical-illness insurance life," and "Huili, additional women's reproductive health, life insurance" in two parts.

"Huili, a major disease of women in life insurance" right, including breast cancer, cervical cancer, ovarian cancer, gynecological diseases, including seven kinds of protection, as well as accidental burns skin grafting plastic surgery, facial plastic surgery protection.

The "Huili, additional women's reproductive health, life insurance" in addition to eclampsia, ectopic pregnancy and other six kinds of common diseases and surgery to protect, but also with childbirth death insurance, maternal solatium and maintenance insurance.

Ping "Carnation major diseases of women for life insurance"

This is a dividend-based insurance. 30-year-old female assumed the insured amount of 100,000 yuan insurance, pay an annual premium expenditure of 4,000 yuan, and paid a period of 20 years. Her insurance benefits: 1. The disease to receive an insurance policy entered into force 90 days after the beginning of a class of heavy disease patients will receive medical care combined 80,000 yuan, the entry into force 90 days after the beginning of the policy emphasis on disease risk of two categories will receive medical care combined 2 million; 2. death insurance money: without receiving any significant illness insurance payments, after death, the amount of 100,000 yuan will receive all of the insurance; 3. dividends, given the company an annual distribution of dividends.