Category: Insurance tips Release Date: 2006-08-01
1, love love is a natural choice to enjoy, but also responsibility. Selfless parental love is reflected in responsibility. To prepare a life insurance for their children love their parents the inevitable choice.
2 or persuasion as teaching by example for their children insured is not shelved, we should let our children understand the meaning of insurance, in the nurture and guide children in understanding the various social risks and preventive measures.
3, the child's risk will not be fewer children than adults a lack of self-protection awareness and capability, they are not likely to encounter the risk of less than adults. The life tables from around the world point of view, the highest mortality before the age of 35, is the 0-3 age group.
4, and insurance to buy the more cost-effective because the earlier the child's overall risk rate of less than adults, so the younger the relative rates of the less expensive.
5, almost no exclusions, the possibility of fee increases
Children do not suffer from a variety of basic chronic diseases, only a very few congenital disorders, the children were refused insurance because of health reasons, the opportunity is simply very little; health fees, professional fees and charges are not added to the kids.
6, will help the child establish a correct concept of consumption
Today's children are the most abundant material in each of New Year's money alone will be able to close quite a few "bad buy a new" almost every child will say. If we help children to their "income" keep up, while reducing unnecessary expenditures, to serve their child prepare for an insurance policy, the child will gradually build up a good financial management and consumer attitudes to enable them to benefit from his life.
7, cost of education increases annually
China's current average annual cost of education students spending 2-3 million, the University enrollment is approximately 50%, 20 years will reach 100% of the costs of education spending, with an average annual increase rate of 3-5%. Such a huge amount of money, you ready?
8, the medical reform so that their children's medical rehabilitation and other expenses more passing of the family in China each year hundreds of thousands of children in serious illness, accidents caused by the costs of treating the children is even more startling. Once the occurrence of the above costs to the family economy will be a heavy blow to the far-reaching.
9, reducing the burden on families to develop children's sense of family responsibility will re-disease hard hit families, happiness, financial security needed to grow again come from? Parents, every move has long been imperceptibly influence and nurture the child's ideological level. Insurance for their children is to train the best way of their family responsibilities.
10, let the children never forget the parents-en
Although the body can not be eternal, but a deep love of the policies is through a thin, bequeathed to future generations, endless.
Hu said that "the meaning of the insurance, the parents do to prepare for our children, when young children do when they prepare their children grow up, parents prepare their children, it is true love." Prepare an insurance policy for children to give them the creation of a pleasure worry-free environment, the child's life would be more exciting.
