Full-time wife the family insurance and investment plans Insurance Tips

Category: Insurance tips Release Date: 2006-08-01

Husband's monthly income on the yuan, end of year there are 30 million prize, a person's life comfortable worry-free. But the saying goes "people without much worry about, he must have consideration", he served as his wife wanted to buy a set of easy reading for children from the school near the house, want for themselves and their husbands early preparation for retirement and post-retirement travel fund, and for their own , the husband and mother to add some insurance, she was what 11 of these problems the solution?

Moonlight family 240,000 yuan year-end balance of
Neighbors say a blessing on any of the main well, envious that she can freely shopping, travel, and her 37-year-old walking in the crowd turn heads high. In fact, the main office on his most understand the root causes: Because he is a full-time wife.

Speaking of the main office on the husband, the average monthly income of 10,000 yuan. And compares with the general working-class may have been regarded as pretty good, but you look at their family's monthly expenditure situation would make you think of "urban (all) the moonlight clan" So one said. 4,000 yuan basic living expenses, clothing, food, transportation, entertainment costs 3,000 yuan, 1,000 yuan per month medical costs, as well as their children's education fee is 1,000 yuan. 1,000 yuan last balance, if any master on a not careful, they want to buy a little black dress to attend her wife's sister's wedding, may be overdrawn.

But things can not I put it badly, or else no one said that ozuki good fortune. Xiao-Yue income of the husband's "trump card" is the year-end bonuses, actually 30 million and more. Addition to the annual premium paid 50,000 yuan, the other fragmented considered him a 5,000 yuan, not used to pay mortgage and no car loan to pay the full balance of their annual 24 million. Two

Yi Shizhu zero debt worries
May be both families at the end of the original is better, he served as master on a date enough to live comfortably without debt no less, but also 1.37 million in household assets. Of which 180,000 yuan in cash and current deposit, Equities 20 million yuan, 170,000 yuan bonds, he lived in a house value of 520,000 yuan, other types of assets of 300,000 yuan.

Plan to buy new house repair old house
On with the main office to discuss with her husband, watched as a child about to start primary school this year, should use the savings to buy a set of more recent children's school from the new house. She stand firm, said: "A child's reading problem is a major event in our home, we as parents have the ability, it is necessary for him to create the best environment and atmosphere for reading." Moreover, he served as the primary this month that are now living suites 1998 Year bought had the old, and it should take the time to spend energy to spend their savings renovated over the pages. "Guarantees high quality standard of living is our common goal of husband and wife." Husband and wife expressed a common wish. Love of travel on any of the main preferences have been formed, so she asked her husband to ensure that every year, twice a national tour, and so retirement is still hope of her husband often went abroad to solicit on the lap. Xiao-Yue would like to ask experts their own like "Around the World" How can the desire to achieve?

Family insurance would also like to increase?
And the long-term perspective, there are two main problem is that any month's worried about: first, the son's educational expenses, it is difficult to budget for more than the cost of pens, and Xiaoyue and her husband did not feel that the experience did not know how to do it is the most perfect. Second, your husband and both parents of the pension costs, hoping to be guaranteed.

At present, he served as the main three have been set up there on a certain amount of insurance. Among them, to protect her husband by 10 million yuan, 150,000 yuan that they have a guaranteed amount of insurance, child has a 70-million guarantee. However, old age for themselves and her husband how to do, the need to apply for old-age insurance? Both sides of the elderly parents has been how to do, whether it is necessary for them to go through certain insurance? Also financial expert to help pointing 12.